How Does Obama Care Benefit Everyone

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| Obama Care is Supposed to Benefit Everyone, but who is it Hurting in the Process? | Unit 6 Assignment | | Britny Gilbert | 7/10/2013 | | Insurance is designed to help people afford health care and make sure they are taken care of. There are usually copays, deductibles, and monthly charges, but it is far less than paying fully out of pocket for care. There are three kinds of health insurance: Fee- for- service, managed care, and consumer- directed policies. Insurance helps to reduce financial burdens, seek regular visits, and give peace of mind that one is covered, just in case. Obama care is the newest addition to insurance that is supposed to help Americans, but it looks like it’s hurting the majority. Medicare, Medicaid,…show more content…
It is expected to cover 16 million more Americans on top of the 32 million people that are already covered by the new Act. (Troy, 2012) This is going to have ripples throughout the all classes of people. Doctors are losing money with every new patient they except with Obama-Care causing them to slowly go broke. Physicians going broke means less medical office job like medical office managers, medical assistants, and even nurses. New patients covered by government insurance may not find doctors because doctors are losing so much money they may not accept new patients. Between rising minimum wage and receiving lower pay rates, physicians are already falling short of their business’ cost. Patients already covered by government insurance could lose their physicians they already have if the physicians chose to stop excepting government insurance all together. That is a likely situation because of the lack of payment from government they experience. There is also going to be a great rush of new patients in a short amount of time due to the huge number of people expected to be covered by Obama-Care because the guidelines have been opened up so much more. Government insurance use to only cover people who are low income, now low income and anyone with a preexisting condition are covered. Higher income people are going to be facing much higher premiums. The guidelines for treatment are a change in progress as well. There will be new regulations to what kind of treatment will be covered and for how long. Anything that is not necessary or life threatening, such as cold or constipation medicine, will not be covered. Some prescriptions and procedures, such as physical therapy, will only be covered for a certain period of time. The government and Americans, as a whole, need to realize what this could potentially do to Americans; hopefully some light shines on this situation

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