In order to provide free education for medical students, malpractice insurance for physicians, and free health care for everyone, taxes need to be raised. Ultimately, all Americans can have health care if we pay higher taxes instead of paying the insurance companies. Bibliography 1. Karen Davis, Cathy Schoen, & Kristof Stremikis, Mirror, Mirror on the Wall How the Performance of the U.S. Health Care System Compares Internationally 2010, http://www.commonwealthfund.org/~/media/Files/Publications/Fund%20Report/2010/Jun/1400_Davis_Mirror_Mirror_on_the_wall_2010.pdf. 2.
Managed care is probably the leading form of health care in the United States. Whether as a benefit from employers or enrolled separately, those who are fortunate enough to have health insurance, are suitable to be getting it from a managed health care provider. At present, 150 million people belong to one plan or another. A caption criticizes kicking new mothers out of hospitals. A TV talk show complains about silence doctors.
Health care has become extremely unaffordable for both businesses and individuals. The number of uninsured U.S. residents has grown to over 45 million people. If we had universal health care doctors wouldn’t have to worry about medical costs, only helping the patient. Another plus with universal health care is that Patients with pre-existing conditions can still get health coverage. Countries that have a universal health care system in place have a longer lifespan.
Economic advantages of the UK Healthcare system The main advantage of the NHS to the citizens of the UK is that it provides free healthcare to every member of the public. This ensures equality and means that even the poorest of families – the ones who otherwise would not be able to afford healthcare – can still be treated free of charge. The cost free nature of this system however means that all employees, resources and assets that the NHS provide must be paid for by the government, which means in turn it comes out of the taxes that every employed member of the UK must pay. Economically, this leaves the UK with a deficit of over £7bn per year, meaning it is a huge financial burden to the UK. However, the free health care is a massive benefit to society.
The real debate is how can we accomplish the goal of universal healthcare in the most affordable and sustainable way. The United States is evaluated as a wealthy country, yet there are more penurious countries who provide health maintenance, paid through higher taxes. “In the United Kingdom and other European countries, payroll taxes average 37% - much higher than the 15.3% payroll taxes paid by the average US worker” (Gregory). With this data, the only reform would be to end the private health insurance companies of dominant health services, and incorporate a single payer system. Conversely, it is factual that taxes will rise, but the implementation of universal healthcare will better the health of American citizens.
Most people have a managed healthcare plan through an employer or self employment. Premiums are paid on the insured’s behalf for the purpose of covering healthcare costs. The two major healthcare plans are Health Maintenance Organization (HMO) and Preferred Provider Organization (PPO). Health Maintenance Organization (HMO) is an organization that provides healthcare coverage through hospitals, physicians, and other providers which are contracted by the HMO; this type of insurance coverage only pays for services rendered by physicians and other providers who are within the network and have agreed to treat patients according to the guidelines of the HMO contract. The HMO plan is usually less expensive because the patient is limited to certain providers.
The term “Universal Healthcare” refers to equal health coverage for all residents of a nation “funded by the government under [a] single-payer system” (Cummings). The United States currently does not utilize universal healthcare; its health insurance is provided mainly through employers and by private companies. This consumer-driven system is harmful to the residents of the United States who are unemployed and cannot afford expensive private insurance. It also facilitates the need for welfare and, even then, those on public assistance receive a lower quality of care. Universal Healthcare would lower the mortality rate in the United States by solving the problem of the uninsured and the underinsured, as well as halt rising healthcare costs in the U.S.
Compared with other developed nations, America lags behind in the provision of quality and affordable healthcare to its citizens. This research paper will discuss some of the challenges facing the industry and solutions that can be applied to rectify them. Rising costs of medical care Healthcare is the leading socio-economic challenge affecting Americans. The ever increasing cost of medical care and insurance in affecting the American way of life in many aspects. Having problems paying for primary healthcare is no longer the preserve of the poor or the unemployed, but is affecting even those with medical insurance (Shea, 2005).
D. Crawford Alicia K. Hatcher Eng 112 March 18,2013 Private healthcare insurance for all, or universal free health care? Although health care is a universal need, unfortunately not all citizens are able to afford it. Not to mention government has proved that it's difficult to balance the healthcare budget; and the costs of medical healthcare is steadily increasing. Should we as Americans be totally responsible for our own health costs and eliminate private insurance? Or should we have an encompassing healthcare system which provides free service for all?
Today millions of Americans cannot afford the sufficient health care they need. The price of health insurance is costing us the people thousands of dollars. Therefore, I believe the government should provide health care to all citizens regardless of their ability to pay for that care. Some rich people may prefer to pay for medical treatment, while the government must necessarily subsidize the health care for children, senior citizens, the unemployed and the homeless, as these groups cannot provide for themselves and, are extremely financially vulnerable. However, working adults can use the benefits of the medical insurance, which will give them an opportunity for a decent medical service and reduce the general taxation burden.