DeVry University Obama Care, Protecting Consumers HSM 410 Policy Paper and Outline 2/5/2012 Outline Introduction/Thesis: The Patient Protection and Affordable Care Act better known as “Obamacare” has changed the way healthcare is administered, especially in the way it protects patients (consumers) from unfair insurance practices. I. Insurance unfair practices A. Billing 1. Out of pocket limit 2.
The term “Universal Healthcare” refers to equal health coverage for all residents of a nation “funded by the government under [a] single-payer system” (Cummings). The United States currently does not utilize universal healthcare; its health insurance is provided mainly through employers and by private companies. This consumer-driven system is harmful to the residents of the United States who are unemployed and cannot afford expensive private insurance. It also facilitates the need for welfare and, even then, those on public assistance receive a lower quality of care. Universal Healthcare would lower the mortality rate in the United States by solving the problem of the uninsured and the underinsured, as well as halt rising healthcare costs in the U.S.
That is why the government needs to step in and offer a grant for these companies to dig deeper into their studies and come up with something that has less side effects. “One CNN source estimates the cost of the REGN727 clinical trials to be in the billions of dollars (Curley, Ann, CNN, 2012). This means that the price of the drug is going to be dangerously high. If the government can step in now and offer some money to reduce the cost on the company the drug will be less expensive and everyone who needs it will be able to afford
Currently, in the Obama administration, several acts have been passed to overhaul the healthcare system today. President Obama has also put healthcare reform as his top domestic priority. Both administrations, past and current, have attempted to enact several different policies in terms of healthcare reform; this essay seeks to examine the differences and similarities between the two while analyzing the social, economic, and political environments for the times the policies were discussed and/or implemented. Due to the increasing numbers of the population without healthcare, this problem continues to be an intense area of debate. According to author Michelle Andrews, healthcare remains a top domestic issue…but the candidates are focusing on major reform, and, when referring to healthcare reform, they generally focus on two primary areas: accessibility and affordability (Andrews, p.32).
The effects of Health Care Policies on Healthcare Organizations Health care is affected by political, legislative, and economic factors that include how healthcare is financed, safe nurse-to-patient ratios and the governing of how health care providers are to practice patient care (Nault, 2012). Many Americans are covered by some type of insurance, either by private insurance companies or public programs like Medicare or Medicaid. The uninsured is numbered at approximately forty five million. Being uninsured is a deterrent causing people not to seek preventative health care which in turns increases emergency room visits and hospitalizations, thus poor outcomes in avoidable health problems. A rise in emergency room visits and hospitalization and not receiving preventative care is causing the cost of health care to soar to astronomical levels (Paradis, Wood & Cramer, 2009).
Obama Care is all about fixing some of the flaws we have in our health care system, and making health care affordable for the public. Although we are the richest country in the world no many of us could afford necessary operations such as covering hospital bills for intensive care surgeries for ill babies, or bypass surgeries for coronary patients (Lawrence R. Wu, 001). If the plan goes into effect there will be decisions made by many to seek preventative care; that before it didn’t have health insurance and wouldn’t take the chance of being turned away or racking up medical expenses. Although having this plan would restrict some of the criteria insurance companies use in deciding whether or not to provide coverage for an individual or not in the end I
History of U.S. Health Systems The need to supply quality health care for all U.S citizens has been a major concern for the people as well as the government from early on in our nation’s history. The ever increasing costs of health care led to many attempts to institute national health systems, but these attempts were defeated and the development of private health insurance was instituted. Although this has brought health care coverage to many citizens it has left many people without coverage, and has not affected the cost of health care as hoped. More attempts to institute a national health system have been attempted and met with defeat, but according to (Quadagno, 2004) "legislation was successfully passed in 1965 to provide governmental financing for health care services for the elderly and the indigent” this was the introduction of the government programs Medicare and Medicaid. Even with these government programs in place the cost of health care still rose at an astounding rate and other attempts to control costs were implemented.
Health Care Utilization Paper Samantha Beck December 4, 2012 The debate on the health care reform has been a big issue in the last few years now. The legislation behind it has become controversial to say at best. I will be discussing how the health care reform has affected the access of health care. How it affects utilization of changes. Explain what universal health care could be, and my experience with the health care expansion.
Davis wishes he lived in some other country where he could have better access to healthcare. If he lived in Great Britain he would not pay for his healthcare. While they work they pay higher taxes to cover the cost of healthcare, but his healthcare would not stop if he lost his job. There is more access to healthcare for children, unemployed, and retired persons regardless of their income. They receive no medical bills; therefore, there is no threat of bankruptcy due to a medical condition.
The patient protection and affordable care act also known as the health benefits is a health bill signed into law by President Obama on March 23, 2013. As stated in many articles are by far “the most significant piece of social legislation passed in since Medicare was implemented in 1965” (Mason, Leavitt & Chaffee, 2012, p.1). its purpose is to give people affordable and universal health coverage which will also stop insurance companies from denying coverage for people with