Pros And Cons Of Universal Health Care System

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Health 1000 June 25, 2009 The Insurance Debate Insurance by definition: 1. The act or business of insuring or state of being insured. 2. A contract binding a company to compensate a party for future specified losses in return for continued payments. 3. A protective or compensatory measure.[i] Universal health care: is health care coverage for all eligible residents of a political region and often covers medical, dental and mental health care.. These programs vary in their structure and funding mechanisms. Typically, most costs are met via a single-payer health care system or national health insurance, or else by compulsory regulated pluralist insurance…show more content…
By the mid-nineteenth century most of Europe had established a variety of public and private hospital systems where services are available to all, if you had money you would go to the private hospital, if you didn’t have money you went to the public facility (free of charge) and still received adequate care. We now know this type of coverage as the Universal healthcare system. The United States was progressing at the same rate as Europe as far as the hospitals and physician services, but we were afraid of being saddled with the cost of covering everyone’s injuries and…show more content…
An increasing number of Americans have opted not to take advantage of job-based health insurance because they just can’t afford it. I believe that every citizen should have adequate health coverage whether it is Universal Healthcare or National Health Insurance. If the large insurance premiums are no longer a factor and employers can increase salaries for everyone in this country, we would all be able to afford the coverage that should be a right for us. It could be a flat fee based on your family situation or just so much of your tax dollars goes towards a national insurance fund. A major argument against a nationalized health care system is that it will be inefficient. I think this is a false worry. The so-called "efficient" system of competition in the US is actually just the opposite. Costs are increasing, administrative waste is on the rise, every time you turn around there is a “new” policy in place or a “new” task force that causes all sorts of paperwork, rules and regulations and is just another item which needs to be mandated, monitored and controlled to the fullest by who knows who, while money is just lining the ever deeper pockets of the rich. Physicians and patients are subject to corporate control and the poor or more of the “working poor” simply do not

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