Jean Chatzky Essay

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Jennifer Melugin BUS 131 Jean Chatzky: “What’s the Difference?” Jean Chatzky has written eight books about financial self-help, including The Ten Commandments of Financial Happiness, Not Your Parents’ Money Book, Make Money, Not Excuses, and The Difference. While reading through Jean Chatzky’s blog on her website, https://www.jeanchatzky.com/, it became apparent that she had more to offer, in my opinion, than some of the other self-help guru’s. Jean Chatzky has worked hard for the title she has been given. Jean Chatzky believes we should all have a budget, while it might not be one that we put to pen and paper; she wants us to realize that we must spend less than what we earn at the end of the day. While that might seem like common sense, in this day and age, it is so much simpler to apply for credit and spend more than we make. In the book, The Difference, Jean talks about how we see “those” people, the ones that we think, “what do they have that I don’t have?” The answer is, “they knew what they wanted, they plotted a course and they arrived.” These people plotted their financial course by using the above mentioned budget. Jean discusses in this particular book, that there are several personality traits that could have an impact on your financial stability (mainly wealth status). She includes that these people are passionate about what they do in life, more optimistic and they are more resilient – able to overcome whatever obstacles life throws their way. They are also more visionary – able to see things in a slightly different and improved way, if not a new way altogether. And one of the most Jennifer Melugin BUS 131 important traits, in my opinion, is they are grateful. According to The Difference, they are incredibly grateful for the good fortune life has thrown their way. While reading Jean Chatzky’s facebook biography, you can tell she

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