Importance Of Alternate Channels Of Banking Essays

  • Icici Bank Essay

    3246 Words  | 13 Pages

    headquartered in Mumbai, Maharashtra. It is the second largest bank in India by assets and third largest by market capitalization. It offers a wide range of banking products and financial services to corporate and retail customers through a variety of delivery channels and through its specialized subsidiaries in the areas of investment banking, life and non-life insurance, venture capital and asset management. The Bank has a network of 2,533 branches and 6,800 ATM's in India, and has a presence in

  • Isbm - Banking Mgmt Essay

    4378 Words  | 18 Pages

    BANKING MANAGEMENT CASE STUDY 1 ICICI Centralizes Applications ICICI centralizes applications for 'anywhere' When anytime, anywhere banking came to our country, ICICI Bank had to move away from the branch-centric model and make its services available nationwide. The solution was to centralize its applications. by Minu Sirsalewala ICICI Bank, India's second-largest bank with a network of about 540 branches and offices and over 1,000 ATMs offers banking products and financial

  • Current Issues in Banking Essay

    4668 Words  | 19 Pages

    What you need to knoW BANKING Trends in Retail Banking Channels: Meeting Changing Client Preferences Key emerging business and technology trends across retail banking channels that can be leveraged to address changing client preferences Table of Contents 1. Highlights 2. Introduction 2.1. Financial Performance and Background 2.2. Key Market Trends and Challenges 3. Emerging Technology Trends in Retail Banking 4. Trend 1: Increased Spending on Mobility 5. Trend 2: Increased Focus on Mobile Remote

  • Education Essay

    2588 Words  | 11 Pages

    Executive Summary RBC is a leader in the banking industry and has stayed on top of its game for the past couple of years. However, growth remains a priority for the company in order to stay competitive in the Canadian and North American market while battling the threat of existing and new competitors. The company needs to benefit from the globalization of banking, but at the same time push through strict regulations. Finally, RBC needs to take advantage of the ever changing tastes of its clients

  • Marketing Banks Essay

    3777 Words  | 16 Pages

    mutual needs are satisfied, is called the market and the efforts to make people aware of your offerings encouraging them to deal with you and let them believe that in doing so, they are satisfying their needs at its best is called marketing. After the banking sector reforms, marketing has developed as a more integrated function within financial service organizations like banks largely as a result of rapid changes in the operating environment. Banks Marketing is defined as a aggregate of function directed

  • India-Jewellery-Review-2013

    25062 Words  | 101 Pages

    Choksi A.T. Kearney | All that glitters is Gold: India Jewellery Review 2013 6 Table of Contents 1. Executive Summary 2. Study Context and Background 3. Study Methodology and Report Structure 4. Value Chain in India 5. Industry Size and Importance to the Economy 6. Challenges Faced by the Industry 7. Imperatives for Sustainable Growth of the Industry 8. The Way Forward 8 11 13 15 25 42 58 71 A.T. Kearney | All that glitters is Gold: India Jewellery Review 2013 7 1. Executive Summary

  • Role of Technology in Banking Sector Essay

    6807 Words  | 28 Pages

    primary source i.e. the Indian Constitution; and secondary sources of data i.e., books and journal, website etc. Other references as guided by faculty on “ROLE OF TECHNOLOGY IN BANKING SECTOR” were primarily helpful for the completion of this project. TITLE: The title of the project topic is “ROLE OF TECHNOLOGY IN BANKING SECTOR”. SOURCES: To complete this project I used books of various authors, journals which are available in the library of HNLU. METHOD OF RESEARCH: The research has

  • Credit Risk Management Essay

    6893 Words  | 28 Pages

    actually need or want.  Most of the time the product is misrepresented which results in high customer dissatisfaction. 4.      Marketing concept, which focuses on what people need and want more than the needs of the seller.  This concept is about the importance of satisfying the customer’s needs to achieve company success.  Products are developed around those needs and wants.  5.      Societal marketing concept, which not only uses the same philosophy as the marketing concept, but also focuses around

  • Report

    9324 Words  | 38 Pages

    • To know the customers perception toward the E-banking service. • I am interested in e-banking that I am taken this topic. OBJECTIVE OF THE STUDY • To study the awareness level of service class people regarding e-banking. • To measure the satisfaction level of people • To understand the services while people using e-banking

  • Interest Rate Essay

    9389 Words  | 38 Pages

    Banking industry of pakistan ABSTRACT The main goal of this paper is to study the impact of interest rates changes on bank profitability of commercial banks operating in Pakistan. By analyzing the financial statement for five major banks for the period 2003 - 2008. As banking sector efficiency is considered as a precondition for macroeconomic stability, monetary policy execution and economic growth. Interest spread of the Pakistan banking industry on the rise from few years. The changes in interest

  • E-Banking Essay

    25412 Words  | 102 Pages

    An Overview of E-Banking and Mobile Submitted by WWW.ASSIGNMENTPOINT.COM 1.0 Introduction The commercial banking business has changed dramatically over the past 25 years, due in large part to technological change.1 Advances in telecommunications, information technology, and financial theory and practice have jointly transformed many of the relationship focused intermediaries of yesteryear into data-intensive risk management operations of today. Consistent with this, we now

  • Communication Essay

    5397 Words  | 22 Pages

    -DALTON FARLAND MEANING OF COMMUNICATION CHANNEL: A Channel of communication is the path through which messages are transmitted from the sender to the receiver. Channels of communication may be formal or informal. SENDER MESSAGE ENCODING CHANNEL RECEIVER DECODING COMMUNICATION CHANNEL OF TNPL Board of Directors

  • Cross Selling Essay

    9996 Words  | 40 Pages

    EMERGENCE OF CROSS SELLING IN BANKING SECTOR (WITH SPECIAL REFERNCE TO SBI AND ICICI) AN INDUSTRIAL PROJECT SUBMITTED FOR THE PARTIAL FULLFILMENT OF THE BACHELOR DEGREE OF B.COM (HONS.) UNDER THE SUPERVISION OF: SUBMITTED BY: Dr. SHALINI DUBEY MONICA KUNDLANI B.COM (Hons.) 092035 DEPARTMENT OFAPPLIED BUSINESS ECONOMICS FACULTY OF COMMERCE DAYALBAGH EDUCATIONAL INSTITUTE (DEEMED UNIVERSITY) DAYALBAGH, AGRA-282005 APRIL

  • Online Buying Essay

    6117 Words  | 25 Pages

    ...................................................................................... 8 Null Hypothesis.......................................................................................................................................... 8 Alternate Hypothesis ................................................................................................................................ 8 RESEARCH DESIGN .......................................................................................

  • Dissertation Essay

    22236 Words  | 89 Pages

    Acknowledgments IV List of Tables VII Chapter One – Introduction Enquire Overview 1 Aims and Objectives 3 Research Questions 4 Background Information 6 Importance of Research 8 Scope and Limitation of the Research 8 Summary Chapter Two - Literature Review Introduction of study 9 What is customer relationship Management? 10 Definition

  • Social Issues Essay

    3944 Words  | 16 Pages

    (BMS), Bachelor of Mass Media (BMM), Bachelor in Banking and Insurance (BBI) and Bachelor in Finance and Accounts (BFA) are some of them. What makes these niche courses a hit is that they break the popular myth of turning every individual into a doctor or an engineer. The courses expand the horizon for students and help them explore the world of banking, business and mass media. While most of the students assume these courses to be an alternate for Bcom, but the fact remains these courses offer

  • Mcb Bank Ltd Essay

    5472 Words  | 22 Pages

    Information………………………………………………………………7 Chapter # 2 Business Operations………………………………………….9 1. Banking Sector Overview………………………………………….….…………….9 2. MCB’s Performance Overview……………...……..…………..………………….10 3. Products and Services……………………………………………………………...10 3.1. Personal Banking…………………………………………………………10 3.2. Corporate Banking ……………………………………………………….14 3.3. Online Services…………………………………………..……………….14 3.4. Virtual Banking…………………………………………………………...15 3.5. Islamic Banking……………………………………………......................16 4. MCB’s Competitive

  • Grean Banking in Bangladesh Essay

    8412 Words  | 34 Pages

    A Study on Green Banking at Trust Bank Limited Prepared For Prof. Jagadish Chandra Sukla Das Department of Accounting & Information systems University of Dhaka. Prepared By Al Amin ID# 10813054 Course: Internship 04th June, 2012 To Prof. Jagadish Chandra Sukla Das Department of Accounting & Information systems University of Dhaka. Subject: An application for approving internship project proposal Dear Sir, It is a great honor and pleasure to

  • Mba-Syllabus Essay

    28762 Words  | 116 Pages

    I: Corporate Taxation Paper- II: Project Planning & Financial Strategy Paper- III: Indian Financial System Paper- IV: International Financial Management Paper- V: Security Analysis & Investment Management Paper- VI: Principles & Practice of Banking and Insurance C. Human Resource Management Paper- I: Group & Organizational Effectiveness Paper- II: Performance Management & Compensation Paper- III: Training & Development Practices Paper- IV: Industrial relations & labor Legislations

  • Syllabus Essay

    16319 Words  | 66 Pages

    two year executive MBA programme Preamble The importance of management education hardly needs any emphasis has we move towards a global business village. The unprecedented changes taking place in global business calls for competent managers with new skills and competencies to manage the organizations of the tomorrow with effectiveness and efficiency. There are en-number of MBA programmes at the national and global level serving the needs of the business but they have not been able to bring

  • Finance Essay

    65756 Words  | 264 Pages

    finance has increased in importance over the last few decades, with new Islamic financial institutions opening up and a number of valuable books published on the topic. This glossary, fully updated and revised for the new edition, uses easy-tounderstand language to introduce terms used by Muslim scholars, historians and legal experts. The book covers terms from Arabic, Urdu, Turkish, Malaysian and English sources, while covering the Islamic side of terms such as taxation, banking, insurance, accounting

  • The Practice of Relationship Marketing Essay

    30770 Words  | 124 Pages

    Marketing and Customer Retention in the Banking Industry in Ghana The Case of Twelve Banks in Ghana Christiana Baffoe Ababio Amy Eshun Master program Business Administration Luleå University of Technology Department of Business, Administration, Technology and Social Sciences LULEA UNIVERSITY OF TECHNOLOGY, SWEDEN AND UNIVERSITY OF EDUCATION, WINNEBA RESEARCH WORK TOPIC: THE PRACTICE OF RELATIONSHIP MARKETING AND CUSTOMER RETENTION IN THE BANKING INDUSTRY: A STUDY OF BANKS IN GHANA

  • Financial Markets Essay

    5940 Words  | 24 Pages

    FINANCIAL INSTUTITIONS DEPOSITORY INSTITUTIONS 1. Commercial Banks - full banks provide full range of business activities approved under Banking Act 33 Full Banks in Total - 6 locally incorporated - 1 locally incorporated subsidiary (Citibank Singapore) - 8 foreign banks with QFB - 18 foreign subsidiaries without QFB Benefits of QFB (banking industry liberalization scheme) - 25 branch locations relocated freely - share ATM among themselves - negotiate with local banks to allow cash

  • Banking Essay

    24114 Words  | 97 Pages

    BankslistIndia.com: Searchable database of Indian Banks and its Branches (Find IFSC Code and Address of all Branches & Find Website Address and Internet Banking Address of all Banks; Friendly Google-like search using Bank-Name, IFSC Code, Place, Address, PIN-Code, District, State) * Private banks score over public sector banks * The importance of public banking * Brief profiles, 2008-09 performance, and 2009-10 outlook on 10 leading Indian banks * Find IFSC Code of all Bank branches in India

  • Hiring Through Referrals Essay

    8197 Words  | 33 Pages

    EXECUTIVE SUMMARY Talent management has acquired increasing importance in today’s competitive corporate world. Companies today are looking to retain and acquire best talent in whichever way possible. Unlike in the past, employees are not considered as a burden,but rather as assets. Recruitment is that arm of HR that deals with getting people into the company to fill vacant posts. There are various sources of recruitment viz, campus placements,poaching,consultancies,trade associations,adverstisements

  • Auditing Essay

    3561 Words  | 15 Pages

    firms operating in Kaduna state. The computations therefrom showed the computed value of W as 17.388, which is lower than its chi-square value at 95% confidence level of 35.172. This entails the acceptance of the null hypothesis and rejecting the alternate. Hence, ethical considerations in auditing do not significantly impact on the auditor’s independence in Nigeria. The interviews conducted, however, showed a little variation from the result obtained above about the impact of ethical considerations

  • Learning Programme Essay

    16889 Words  | 68 Pages

    2003. L M Prasaad “Principles and Practices of Management” Peter F Druker “Essentials of Management” Business Today, Business World, The Economic Times ENVIRONMENTAL STUDIES - I MSMS/BBM/102 Course objective To make the students understand the importance of nature and environment. To make them aware of water, mineral, food and agriculture resources. Also the problems related to the mismanagement of resources. To make the student aware of energy resources needs of energy, land resources and role

  • The Impact of Privatisation on the Banking Sector in the Caribbean Economic Essay

    12402 Words  | 50 Pages

    GENERAL LC/CAR/G.671 30 November 2001 ORIGINAL: ENGLISH THE IMPACT OF PRIVATISATION ON THE BANKING SECTOR IN THE CARIBBEAN ECONOMIC COMMISSION FOR LATIN AMERICA AND THE CARIBBEAN Subregional Headquarters for the Caribbean CARIBEAN DEVELOPMENT AND COOPERATION COMMITTEE Table of Contents I. II. Introduction................................................................................................................ 1 Rationale for privatisation....................................

  • Sme Activities of Standard Chartered Bank in Bangladesh Essay

    14655 Words  | 59 Pages

    and strength to work with people. This internship report might never have been completed without the necessary practical knowledge, support of many books, articles, websites, and primary data. It enhanced my knowledge on SME activities as well as banking business. Thanks to all those persons, who have assisted me, providing me co-operation. I would like to express my special thanks to Ms. Tasneema Afrin, Lecturer on Finance & Accounting department, BRAC Business School, BRAC University for his supervision

  • Bank Financial Strength Ratings Essay

    24969 Words  | 100 Pages

    and business and asset diversification, as well as risk factors in the bank’s operating environment, such as the strength and prospective performance of the economy, the structure and relative fragility of the financial system, and the quality of banking regulation and supervision. The following diagram shows how BFSRs fit into Moody’s overall approach to assigning bank credit ratings. The left side shows the principal factors that are used to determine a bank’s BFSR. This report describes how these

  • Coco Banana Cupcake Essay

    17864 Words  | 72 Pages

    benefit of the fast paced function of banking ventures, the economy is slow in progressing and chances of business growth is nil. In the evolution of times, as people begin to progress and business enterprise enters into a whole new dimension of progress and economic growth, and in order to step side with other emerging business corporation, banking have been considered by vast number of people as significant and indispensable in the commercial world. Banking is one of the competitive and high risky

  • Organisation Study on Bajaj Finance Ltd Essay

    16601 Words  | 67 Pages

    express my sincere gratitude to other countless people who have been generous with time, their support and encouragement. Jimin Mani John 2 TABLE OF CONTENTS Sl_No 1 2 3 4 5 6 `7 8 9 10 11 12 13 14 15 16 17 Content Industry Profile – Non Banking Financial Corporations (NBFC) The Bajaj Group Bajaj Finserv Limited Bajaj Finance Limited History Vision And Mission Financials of the Company Products of BFL Organization Structure Key People Innovations by Bajaj Finance Human Resources Competitors

  • Fdi in Emerging Market Essay

    20451 Words  | 82 Pages

    their net capital inflows. The surge in FDI to EMCs was led largely by mergers and acquisitions, reflecting the extensive privatization of state-owned assets in a number of countries in Latin America and Eastern Europe and the sale of distressed banking and corporate assets in several Asian economies following the crises there. Furthermore, in contrast to traditional forms of FDI associated with either extractive activity or labor-intensive manufacturing for exports, the 1990s witnessed a significant

  • Comparative Study of Various Alternatives Available in the Market of Wealth Management Essay

    19611 Words  | 79 Pages

    Technology Investment. Intricate Knowledge of Cross-functional Domain. 7. Solution Framework Quality of Service Level Universal Service Offering Investment in People Processes Price not a True Differentiator Unconventional Delivery Channel and Communication Flexibility of Technical Architecture 8. SERVICES PROVIDED BY WEALTH MANAGEMENT INSTITUTIONS Custodian Services Trust Services Retirement Plan Services 9. ADVANTAGES AND LIMITATIONS 10. Consumer Point Of View : Wealth

  • Riordan Manufacturing Essay

    2870 Words  | 12 Pages

    purchasing, and they place the order for the parts. If production pull the material from both bins then both card are pulled. Since one of the cards is red this will be a flag informing purchasing that there is a priority order. Consignment. An alternate system is consignment, which can still be managed in a similar way as the Kan Ban system. Consignment is when a supplier agrees to allow the company to warehouse their parts without billing the company until the parts are used. Consignment is

  • Trend Analysis of Bank

    17964 Words  | 72 Pages

    Report on Trend and Progress of Banking in India for the year ended June 30, 2011 submitted to the Central Government in terms of Section 36(2) of the Banking Regulation Act, 1949 REPORT ON TREND AND PROGRESS OF BANKING IN INDIA 2010-11 RESERVE BANK OF INDIA Sale Price: In India Abroad – – – – – ` 200 ` 240 ` 150 ` 190 US$ 22 (Normal) (Inclusive of Postal Charges) (Concessional – at Counter) (Concessional – Including Postage) (Inclusive of Air Mail Courier Charges)

  • Supply Chain Tracking System Essay

    2732 Words  | 11 Pages

    In history, ERP was exclusively used in manufacturing for MRP. For the past decade, major portion of ERP solutions, financials and human resources and recently, supply chain management applications have found their ways to sectors like government, banking, health, retail, distributions and education administration under ERP umbrella. These sectors are becoming increasing more acceptable to seek relief from ERP solution. Now, ERP is being sold into real estates and construction market in China and India

  • Financial Inclusion Essay

    18290 Words  | 74 Pages

    established to make the operations cost effective. 1.3 NCDC funds the ICD Projects through State Govt. the project funding is under two heads-i) Loan and ii) Subsidy. The loan is for creation of infrastructure facilities – such as godowns, banking counter, transport vehicles, small processing units, etc. and strengthening of share capital / providing margin money for augmenting the business of the societies. Subsidy is provided for project implementation, cost of project preparation, manpower

  • Social Essay

    11904 Words  | 48 Pages

    Indian Economy, Himalaya Publishing House 7. N.K. Oberoi : Environment Management, Excell Books 8. Economic Survey, Govt of India (Latest Issue) 7 MCBI: 103- ORGANISATION BEHAVIOUR Objective: The objective of this course is to emphasize the importance of human capital in the modern organizations. It gives an insight to the students regarding individual and group behaviour in any organization. Unit-I Introduction, emergence of O.B. as a discipline, Contributing disciplines to the O.B. field, Organisational

  • International Essay

    8558 Words  | 35 Pages

    Intervention and the Global Financial Crisis * The crisis raises new questions about government’s role in business and the world economy. * The crisis arose largely from inadequate regulation and enforcement of current regulations in the banking and finance sectors. * In response, governments around the world are increasing regulation and examining ways to improve enforcement. Global Financial Crisis Intervention: Examples * U.S. government increased the power of its Treasury

  • Customer Relationship Management Essay

    10310 Words  | 42 Pages

    APPENDIX C LIFETIME VALUE OF A CUSTOMER C1. Simple Approach C2. More Sophisticated Calculation C3. Effect of Loyalty Programs C4. Additional Factors to Consider C5. The Arithmetic of Lifetime Value C6. Example: Applying Lifetime Value Concepts in Banking C7. Summary and Conclusions on Lifetime Value APPENDIX D VENDOR’S WEB SITE ADDRESSES 1 3 5 6 6 9 9 10 11 12 13 15 20 20 22 23 24 24 25 27 27 28 28 30 31 31 32 33 34 36 37 40 41 44 45 46 47 49 49 51 53 55 1 Version 3-6 March 23, 2001 CUSTOMER

  • Money Laundering Essay

    58107 Words  | 233 Pages

    1 FINANCIAL HAVENS, BANKING SECRECY AND MONEY LAUNDERING UNITED NATIONS OFFICE FOR DRUG CONTROL AND CRIME PREVENTION 2 FOREWORD Ten years ago the United Nations Convention Against Illicit Traffic in Narcotic Drugs and Psychotropic Substances placed the issue of the proceeds of crime on the world agenda. Among the Convention’s most important and innovative provisions were those which sought to overcome banking and financial secrecy laws where these present impediments to criminal investigations

  • Environment Scanning Report of Indian Telecom Industry

    13879 Words  | 56 Pages

    Wireless Chain beam stations at Khadki and Daund. Inaugurated by Lord Irwin on 23 July by exchanging greetings with King George V. * 1933 – Radiotelephone system inaugurated between the UK and India. * 1953 – 12 channel carrier system introduced. * 1960 – First subscriber trunk dialling route commissioned between Lucknow and Kanpur.[citation needed] * 1975 – First PCM system commissioned between Mumbai City and Andheri telephone

  • Fair Value Accounting Essay

    20950 Words  | 84 Pages

    different because they matter more, because they can do more harm. That’s why we regulate and supervise their business but do not regulate the business of retailers, hoteliers or manufacturers. That’s why there is a special relationship between the banking system and central banks as lenders of last resort. That’s why we worry a lot about ‘too big to fail’ considerations. And that’s why prudential regulators, central banks and economic policymakers have a vital interest in the decisions of accounting

  • Insurance Industry Analysis

    17054 Words  | 69 Pages

    Insurance industry: significantly untapped latent potential ... .. 19 Recent regulatory developments that govern the current market state ... ... 22 Section III: Critical factors for market development (PEST Analysis) ... .. 27 Distribution channels ... . 27 Focus on financial inclusion... .. 36 Consumer needs and preferences ... .. 38 Way forward ... .. 41 Bibliography ... .. 44 1 2 Executive summary India’s rapid rate of economic growth over the past decade has been

  • Mvko Essay

    27674 Words  | 111 Pages

    apply the Basel Accords. In the most basic application, government debt is allowed a 0% "risk weighting" - that is, they are subtracted from total assets for purposes of calculating the CAR. A document was written in 1988 by the Basel Committee on Banking Supervision, which recommends certain standards and regulations for banks. The main recommendation of this document is that in order to lower credit risk, banks should hold enough capital to equal at least 8% of its risk-weighted assets. Most countries

  • Ncc Bank Essay

    18183 Words  | 73 Pages

    ABSTRACT   In order to provide a student with job exposure and an opportunity of the transition of theoretical knowledge into real life experience, an internship is a must. A better balance between theory & practice can be gained through this program. Banking system of Bangladesh has gone through three phase of development such as (Nationalization, Privatization and Financial Sector Reform).  National Credit and Commerce Bank is the largest Private Commercial Bank from 1993 with new hope and promise to

  • Banking, Finance and Economy Updates 2012 Essay

    52237 Words  | 209 Pages

    BANKING FINANCE 2012 JAN TO NOVEMBER 2012 For Bank Promotions and Bank Recruitment Exams & ECONOMY MONEY & BANKING MONEY, BANKING AND FINANCE DEFINITION OF MONEY Money is anything, which is generally acceptable as means of payment in the settlement of all transactions, including debt. It is the commonly used as medium of exchange. It has power to purchase things directly in all markets. It does not requires to be converted into something else before it can be spent or used. General

  • Isbm Case Study Answers & Solutions

    25124 Words  | 101 Pages

    | |ACCOUNTING MANAGEMENT |BANKING MANAGEMENT |CORPORATE LAW | |AUDIT MANAGEMENT |BPO MANAGEMENT |CONSUMER BEHAVIOR | |ADVERTISING |BANKING & FINANCIAL SERVICES MANAGEMENT |CORPORATE FINANCE

  • Isbm.. Essay

    25024 Words  | 101 Pages

    09901366442 - 09902787224 SUBJECTS A | B | C | ACCOUNTING MANAGEMENTAUDIT MANAGEMENTADVERTISING ADVERTISING MANAGEMENTAUTOMOBILE MANAGEMENTASSET MANAGEMENTAVIATION MANAGEMENTAGRICULTURE MANAGEMENTARCHITECTURAL MANAGEMENTAIR TRANSPORT MANAGEMENT | BANKING MANAGEMENTBPO MANAGEMENTBANKING & FINANCIAL SERVICES MANAGEMENT BUSINESS MARKETINGBUSINESS ETHICSBUSINESS COMMUNICATIONBUSINESS LOGISTICS BIO TECHNOLOGY MANAGEMENTBUSINESS ADMINISTRATIONBUSINESS MANAGEMENTBUSINESS ENVIRONMENTBUSINESS PLANNINGBUSINESS