Role Of Inequality In Health Care

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Health Care Inequality Health care in the United States is one of the major problems the country is facing today. It is one of the biggest drains on Americans. In my paper, I am going to talk about how health care increases inequality in the United States and how President Obama’s health care plan is trying to change the current health care system in order to be affordable by everyone and also the role of the health insurance companies in creating this inequality. The president’s plan is trying to address the health care inequality, because right now in the country, health care is for the rich people who can afford the high premiums for the health insurance companies and the high doctors fees. The poor who can’t…show more content…
Persons not in the workplace could buy coverage by paying premiums based on their annual income. In addition, the federal government would offer the states incentives to enroll any remaining uninsured individuals in Health Care for America. Non-elderly beneficiaries of Medicare and S-CHIP (The State Children’s Health Insurance Program) would be automatically enrolled in the Health Care for America Plan, either through their employers or individually. Supporters of this health care for America plan say it would provide the U.S population with universal health care coverage by: • Being available to any legal U.S. resident without good workplace coverage. • Requiring that employers (and the self-employed) either purchase coverage comparable to Health Care for America for all their workers or pay a relatively modest payroll contribution (6% of payroll) to fund Health Care for America coverage for all their employees; and • Requiring that Americans who remain without insurance either purchase private coverage or buy into the Health Care for America…show more content…
Along with all current Medicare benefits, the plan will cover mental health and maternal and child health. Unlike Medicare, Health Care for America will place limits on total annual out-of-pocket costs paid by enrollees. Drug coverage would be provided directly by Health Care for America, rather than by private health plans. Medicare would be modified to allow it to provide the elderly and disabled with the same direct drug coverage. In addition, preventive and well-child checkups would be provided to all beneficiaries at no out-of-pocket cost. (Robert Longley) How Much Will Coverage Cost? As proposed, the maximum monthly Health Care for America premium would be $70 for an individual, $140 for a couple, $130 for a single-parent family, and $200 for all other families. For those enrolled in the plan at their place of work, anyone whose income was below 200% of the poverty level (about $10,000 for an individual and $20,000 for a family of four) would pay no additional premiums. The plan would also offer extensive, but so far unspecified, assistance to enrollees to help them afford coverage. (Robert Longley) Health Care for America coverage would be continuous and guaranteed. Once enrolled, individuals or families would remain covered unless they become covered by a qualified private insurance plan through their
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