While any employer can add a Roth 401k option there is no obligation by your company to do so. Most employees welcome the Roth 401k additional option, but most companies have not elected to offer this benefit, so it is not widely available. Should I invest in a Roth 401k plan? Key factors for participants to consider: 1. The tax rate today versus your estimated future tax rate.
Consunji, Margarette Exercise 4 Iledan, Marionne Anika LABOREC Lopez, Angeline November 28, 2012 Pascual, Jane Toledo, Charisse Zamudio, Ira Gayll 1. 2. 3. Note how the budget constraints coincide for 4-16 hours of work (0-12 hours of leisure). i. steep indifference curves who do not work For 0 to 4 hours of work, the amount of wage with benefit that a person receives is the same.
2. How many months' worth of expenses do you think your financial reserve should include? Describe at least two reasons for this decision. (3-6 sentences. 2.0 points) Fully funded emergency fund of 3-6 months of living expenses.
AS the current and quick ratios both went down over the past year, I am concerned that the company liabilities may be rising faster than assets and we may not be able to liquidate assets quickly enough to cover debt, if necessary. 4. Calculate the 2013 inventory turnover, days sales outstanding (DSO), fixed assets turnover, and total assets turnover. Inventory Turnover= 4, DSO= 39.6, Fixed Assets Turnover= 6.2, Total Assets Turnover= 2 5. Calculate the 2013 debt ratio, liabilities-to-assets ratio, times-interest-earned, and EBITDA coverage ratios.
Authors Pearce and Robinson (2009) suggest, a balanced scorecard “Is a set of measures that are directly linked to the company’s strategy,” “Directs a company to link its own long-term strategy with tangible goals and actions,” and “Provides a framework to translate a strategy into operational terms” (p. 202). A balanced scorecard is comprised of four perceptions: financial, customer, internal business process, and learning and growth (Pearce & Robinson, 2009). Utilizing Kaplan and Norton’s development of the balance scorecard AB Cleaners (ABC) evaluated its strategies relative to their mission and vision. The preceding matrix echoes ABC’s measurements, its targets, and supporting initiatives for each of the four perspectives associated with the
When it comes to nonparticipating providers, they can’t charge more than 115 percent of the allowable charge. If a patient is billed for over this amount, then they can refuse to pay the excess. The excess amount would then have to be written off by the provider. The patient would be responsible for paying the cost-share, which is a TRICARE term for the coinsurance, or the amount that is the responsibility of the patient. After a claim is submitted, TRICARE will pay its part of the allowable charges, but this payment goes to the patient instead of the provider.
Difference and Similarities among the major types of health plans 01/04/2012 The two major types of insurances in the United States are the indemnity and managed. Indemnity insurance patients can choose health care providers and hospitals. Referrals to specialists are not required. Patients pay deductible and insurance will pay the major part of the bill if the expenses will be considered “reasonable and customary”. Preventive care services are not covered.
IRS Sec. 213(d)(1)(A) rules that the medical care used to find out the purpose of affecting any structure or function of the body could be considered as medical care. IRS Sec 213(d)(2)(A) rules that the medical care should be offered by a physician in a licensed hospital. Thus, the expense of medical care that is not provided by physician should not be included in medical care
The HIPPA law was passed in 1996 to protect the privacy of the client. This way no one can get their medical information unless the client gives permission. “Some health care providers have taken steps such as controlling access to offices with medical files by electronic key card systems and only allowing employees’ limited access to the minimum amount of information needed. In addition, the use of special services to
FIN500 Assignment 3 (individual work) Total points: 12 Part I. Multiple choice questions/problems: 1. Other things equal, when residual cash flows are low, stock values will be B. low. 2. Investors buy stock at the C. quoted ask price.