Should Health Care Be Uninsured?

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Ensuring that all citizens have equal access to the best-quality health care to keep them living healthy and productive lives should be a central goal of any nation’s health system. In the United States, however, the methods of achieving such a goal has been the hot topic of debate for decades. With our country’s spending on health care exceeding over 17% of the Gross Domestic Product (GDP), one would think that American citizens would receive the best of care, affordable to all, with little or no obstacles. However, health outcomes in the United States fare far worse than in many other nations around the world. Millions remain uninsured, and those who have insurance now fear dishing out more money for less quality. This paper will explore…show more content…
The United States spends more on health care than any other nation in the world, with costs exceeding $2.5 trillion. This means that one out of every six dollars spent in the United States is health care related. This ever-rising cost of both medical care and health insurance affects many citizens in one way or another. Finding means of paying for necessary health care is no longer just a concern for the uninsured; it is progressively becoming more than just a thorn in the side for those with insurance, especially the underinsured, those who spend 10 percent or more of their income on medical expenses or pay deductibles equaling at least 5 percent of their income. “In a study completed by the Commonwealth Fund, in 2012, 41 percent of the adults (an estimated 75 million) reported that they had a hard time paying their bills, even with health insurance, and had been contacted by a collection agency or had to change their way of life in an effort to pay their medical bills” (HealthCareProblems, 2014). How did it get so…show more content…
The implementation of the PPACA generated new members as well as new market opportunities. The nation’s largest insurer, UnitedHealth Group Inc., counted 75,000 new customers from companies with fewer than 50 employees, only after six months. A smaller company, Coventry Health Care, Inc., added 115,000 within the first nine months. (Cafasso, 2011). Major insurers will also have the opportunity to take advantage of the $40 billion worth of prospective work managing Medicaid plans, which may see an additional 16 million new enrollees. It appears that the only risks to the insurance companies are that they will no longer have the ability to charge different premiums for different groups, they will have to manage rate hike caps and they will have to abide by the new transparency rules, all to be enforced by
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