Natwest Personal/Private Current Accounts

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NatWest Personal & Private Current Account Terms Personal & Private Current Account Fees & Interest Rates Helping you get the most from your Personal & Private NatWest Current Account This leaflet is also available in Braille, large print and on audio tape. Please ask at any NatWest branch for a copy of our leaflet ‘Disability Discrimination Act – How we make our services accessible to everyone’. If you are unhappy with your choice of account, you have 14 days to cancel it. That 14 day period runs from the later of the date on which your account is opened and the date on which you first received copies of each of the following: ‘NatWest Personal & Private Current Account Terms’; ‘Personal & Private Current Account Fees & Interest Rates’;…show more content…
For information about our group of companies please visit rbs.com, or for similar enquiries please telephone 0131 556 8555. Customers with hearing and speech impairments can contact us by Minicom number 0845 900 5960. The information we hold about you Your information comprises all the financial and personal information we hold about you and your transactions. It includes: (a) information that we receive from third parties (including other members of our Group, third parties who provide services to you or us and credit reference or fraud prevention agencies); (b) information that we learn about you through our relationship with you and the way you operate your accounts; and (c) information that we gather from the technology which you use to access our services (for instance location data from using your mobile phone to access our mobile banking services). If you contact us electronically, we may collect your electronic identifier e.g. Internet Protocol (IP) address or telephone number supplied by your service provider. How we use your information and who we share it with 1.3.1 We may use and share your information with other members of the Group and with third parties providing services to either you or the Group. This information helps us and them to: (a) assess and process applications, provide you with services and manage our (or their) relationship with you; (b) carry out…show more content…
10.1.2 If we make a major change or a lot of minor changes in any one year, we will give you a copy of the new Terms or a summary of the changes. You can request a copy of the Terms at any time and they are also available online at natwest.com. 10.1.3 If we give you notice of a change to the terms of this agreement, then for a period of 60 days from the date of our notice, you have the right to switch or close your account without loss of interest or any additional charges. If you do not switch or close your account, you will be deemed to have accepted the changes. This right will not be affected by any Account Specific Terms which would otherwise prevent you closing your account or closing it without loss of interest or additional charges. 11 CHANGES TO CREDIT INTEREST RATES AND EXCHANGE RATES 11.1 Reasons for changing credit interest rates 11.1.1 We may change the interest rates we pay on credit balances: (a) to respond proportionately to a change in the Bank of England’s base rate or any other publicly listed market rate; (b) to respond proportionately to changes in the interest rates paid by other banks and financial institutions on personal current accounts; (c) to reflect changes in the costs we reasonably

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