Uninsurance in America The number of uninsured Americans is growing at a staggering rate; in fact, the number has reached 43 million, which is the population of everyone living in twenty six different states combined (Committee on the Consequences of Uninsurance, 2004). The debate over whether universal coverage should be available to all Americans has been going on for decades. The people opposed to universal coverage believe that insuring all Americans is too costly and that the resulting bureaucracy would undermine patient care. Those who are in favor of universal coverage believe that it is too costly not to insure all Americans. They believe that the lack of preventative care, and the resulting poorer health, places an even higher burden on the taxpayer then universal coverage would.
Analyze the main causes of a major problem in our society National Health Care Even before the recession cost millions of Americans their jobs a full 15% of the American population did not have health insurance and the majority of them worked full time (CDC, 2007). Indeed, while Americans equate work with health insurance the truth is that aboot 20% of working age Americans, people between 18 and 64 years of age, do not have health insurance (CDC, 2007). These numbers may seem small. However, additional investigation will show that this is only a small part of the problem in the country. The issue is not that all employers do not offer health insurance, but that Americans view health insurance as something only employers offer.
Sutter Health’s Retooling of Accounts Receivable October 18, 2010 An increasing issue within healthcare is the inability to collect debt from the rising levels of uninsured or underinsured and patient payment obligations which have put increased pressure on hospitals to maximize up-front cash collections. Today in the United States there are nearly 47 million Americans uninsured and 80 percent of those come from working families. Hospitals incur over $60 billion dollars in bad debt annually because they typically collect only ten to twenty percent of a total uninsured patient balance after service. This is due to a number of reasons, including poor accounting practices, a lack of correct patient information and a lack of generated reports. This paper will discuss how one company, California’s Sutter Health,
subject-focused or subjective), but utilitarianism is called agent-neutral (i.e. objective and impartial) as it does not treat the subject's (i.e. the self's, i.e. the moral "agent's") own interests as being more or less important than the interests, desires, or well-being of others. Ethical egoism has two flaws which can be seen.
The Affordable Care Act has made notable changes thus far. The new law requires all Americans enroll in a health plan or pay a penalty. The law prohibits insurance companies from excluding children with medical conditions and terminating coverage if they become sick. Adult children can remain on their parents' health insurance plan until they are 26 years old. All new plans provide free preventive services.
Today, it is estimated that over 45 million Americans lack health insurance. Of those uninsured, over eighty percent are working, middle class families. The rising costs of healthcare has caused many American’s to just simply “do without”, and employers are struggling to provide adequate coverage for employees. Of those employers who are able to provide insurance, many of the plans cover only a small number of doctors visits’ a year, and fractional percentages of total prescription costs. It is no secret that the United States has a flawed health care system that needs to be changed drastically.
Any type of physician’s office would greatly benefit from health information systems. Most providers lack the information systems necessary to coordinate a patient’s care with other providers, share needed information, monitor compliance with prevention and disease-management guidelines, and measure and improve performance. (www.rand.org) A well-functioning health information system is one that ensures the production, analysis, dissemination and use of reliable and timely information on health determinants, health system performance and health status. The ultimate goal is to produce quality and timely information for evidenced-based decisions and interventions. This means strengthening the human resources, integration of potential data sources as well as use of the data within the country.
Our society undervalues entrepreneurial work, trade skills, and it discourages young people from pursuing this type of education after high school. Now this isn’t a good thing for a few reasons. For example, tuition fees have gone through the roof to go to college over the last thirty years, and that means debts are increasing ridiculously. According to stats from CNBC, right now in the US, college related debts are over a trillion dollars. This debt is getting harder and harder to pay off too, because there are so limited jobs available for college graduates.
With the economy in the shape it is, it makes those full-time jobs seem like only part-time jobs. “We are spending more money fighting poverty than ever before, yet poverty is up,” said Michael D. Tanner, a senior fellow at the Cato Institute. “Clearly we are doing something wrong.”( Poverty Stats Show the Damage) Specialists say the government needs to rethink their calculations of poverty. According to Carol Morello’s article, “Poverty Stats Show the Damage,” about 44 million Americans (one in seven) lived in homes at the poverty level. For a family of four that level is $22,000 annually or less.
Organization will not always agree because of a different in perspectives. However, from a strategic standpoint moving forward is equally beneficial for all political and special groups involved in health care planning. When it comes to health care there is no one size fits all solutions, and the same can be said for health care policy. With Germany and the United Kingdom having been at it this for about a century, producing a legacy of contentious policy disputes (www.who.int). However, no one said this would be easy, now that we have transnational organizations like the world health Organization (WHO) and the World Bank that help accelerate the learning curve by identifying promising political or legal polices to help aid health care policy throughout the world.