Characteristics Of Workers Compensation Plans

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Characteristics of Workers Compensation Plans Ashley Dorr March 1, 2012 HCR/230 University of Phoenix Workers Compensation was created for employees and their employers in case an accident which caused an injury or death was caused in the work place. The first type of federal plan is Federal Employees Compensation Program. This plan is used for federal and postal workers for employment-related injuries and diseases that were caused from the job. (Division of Federal Employees’ Compensation, United States Department of Labor) The second plan is called Longshore and Harbor Workers’ Compensation Program. This plan was created to cover employees injuries and death who are covered under the Harbor Workers’ Compensation act and sometimes those who are covered under the extensions of the act. This is for those who are employed under the maritime field. (Federal Workers’ Compensation Plans, pg. 423) The third plan is called The Federal Black Lung Program; this is to cover benefits to the individuals working in coal mines under the Black Lung Benefits Act. This plan provides compensation to the miners who are disabled by pneumoconiosis and to the families of those who has had a death caused by the disease. (About the Black Lung Program, United States Department of Labor) The last plan under the federal plans is called, The Energy Employees Occupational Illness Compensation Program. This program came into effect on July 31st, 2001 to cover those who have developed cancer and other diseases because of their exposure to radiation, beryllium, or silica at atomic weapons facilities and other federal facilities who use radioactive materials. ( Federal Workers’ Compensation Plans, pg. 424) There are two plans that are for state workers, the first plan pays for the employee’s medical expenses that are from the result of a on the job incident, the second plan covers

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