Why Is Health Care Killing Us

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Introduction Steven Brill researched why health care is so expensive in the United States no who should pay for health care for American citizens. One of the biggest topics of President Obama has been offer health care insurance to all American citizens (Obama Care) which forces employers to offer insurance but another issue is that even with insurance citizens cannot afford services due the deductibles. From his research and different conversations Medicare is actually affordable and does not as much as private insurance. “Bitter Pill: Why Medical Bills Are Killing Us” explains why health care is so expensive in the United States and it all depends of what the hospital charges. Steven Brill points on his article…show more content…
Medical health care cost so much due to hospitals over charging private insurance. Patients that used Medicare actually pay less for their service than patients with private insurance. Premiums are higher to the employer because of the price the hospital offers. A solution could be lowering the age to apply for Medicare or making Medicare available to the public. Healthcare cost management should be control by the citizen. American citizens should have the ability to pick where they want to have their services perform and hospitals should have their set prices available to the community. Employers and/or insurance companies should offer education programs on how to shop for healthcare services. When citizens start rejecting services because they can find it somewhere else for a lower price health care services could become affordable. All American citizens are health care consumers and employees that take advantage of this system can control their own health care budgets. But it is important to highlight that those consumers with chronic illness will not be saving due to the high deductibles. Consumer driven health care plans generates conscious patients, users will avoid seeing the doctor when they can find a remedy over the counter or look up online for remedies that do not need a…show more content…
Employers can negotiate with the insurance and then these prices can reduce the premium. Offering lower copays to urgent care will encourage the patients to avoid hospitals or emergency rooms as their first choice. Offering HMO also educates the patient and lower health care abuse since they will be force to see their primary care physician, who can advise if the patient in fact needs to see a physician specialist. Having available Health Savings Accounts so employees can pay for those extra fees for treatments that the insurance does not

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