Southwest State Bank’s lower Expense Ratio is a result of lower interest expense and non-interest expense. The first factor on better controlling expense is interest expense. The total interest expense of Southwest State Bank is 0.24% lower versus peers, which include the interest on CD’s over $100M (0.83% less), Total deposits (1.14% less) and so on. But the most important parts are the source of funds from Money market deposit accounts and Time deposits under $100M. Money market deposit accounts which need to pay only a little interest to our depositors are 20.40% higher than peers, but Time deposits which need pay a lot interest are 14.84% lower than our peers.
Store Sensitivities Even if this store has 18.1% lower sales than the forecasted level by R&P, it can achieve the accepted NPV of prototype, besides, construction cost can increase to near $10 million and still the project can achieve the expected NPV of the P04. If the stores sales decline by 10%, the project’s NPV will decrease by almost $4 millions which provides an accepted NPV of 13,340 K$ which is still above the accepted NPV of P04. Variance to prototype The Store NPV of $17,046K is $7,326K above Prototypical Store NPV. Mainly Cost of Land ($3,675K) and sales (3,603K) followed by positive benefits from real state tax are contributing to this positive variation form P04
Keeping the weight down and only including necessities, is what keeps the price much lower and the speed higher. Although the Dodge viper would be faster in long straights the Elise is much quicker around corners. The downside is that the Elise is a lot less comfortable, and not so convenient to drive every day. But that is what you pay for if you want to have such an exciting car at a low cost. At first glance you would probably expect the Elise to cost about $100,000.
Due to wooden bats breaking at a much higher rate, they have to be replaced more often. Wyoming Valley Conference coach Matt Skrepenek states, “It’s a money issue and wouldn’t be cost efficient. It would just get too expensive” (Faiwell). For instance, a $1000 dollar investment by a team for bats could purchase 4 aluminum bats that will last the season or longer, or it could purchase 12 wooden bats that could last for several games or several months. Wellesley American League went through 600 bats in one season, which totaled to the amount of $8,000 (Greater Boston).
The kiosk was the other method that had good results but was also expensive when you see the total cost. Western Washington seem to have better results for hiring when it comes to referrals and kiosk but spend a lot of money on both. Eastern Washington division differs from western when it comes to its recruiting methods. The eastern division results show that they only used media, referrals, and kiosk methods. More people applied using the media, but
Actual costs were $31.50 / lb., which may indicate unanticipated price increases (for example an increase in commodity prices since steel is a commodity), or higher costs for additional orders of steel required to meet the increased production demand. Although steel price variance was unfavorable, we see a positive impact from efficiency variance, as only 3% more steel (113,400 vs. 100,000 lbs.) was required to produce 8% more output (10,800 vs. 10,000 bikes). Paint has a total unfavorable variance of $1,187. Paint caused an unfavorable variance from both a price and efficiency standpoint.
Under Armour’s financial leverage ratio (4.7%) is lower because it utilizes less debt in its capital structure and it is not earning as high on its assets, compared to Nike, Inc. (7%). Component Percentage Analysis of the Income Statements | Component Percentages | | Under Armour | Nike, Inc. | | In thousands | In millions | Income Statement | 2012 | Percent | 2012 | Percent | Net Sales | $1,834,921 | 100.0% | $24,128 | 100.0% | Cost of Goods Sold |
Therefore manufacturers make bigger profit. As well as that, there are fewer factory regulations at sweatshops because the health and safety regulations aren’t as important in LEDC’s, that way it makes it cheaper to run the factory. As well as that, renting and buying the factory is cheaper too because the economy of LEDCS are weak the demand of buying property is low because not many people can afford it therefore buildings and houses are worth less because of low demand. Another reason clothes are manufactured in LEDCs is because there is less tax to foreign government, therefore there is a bigger profit for the manufacturers. Because LEDCs have a weak economy, there are very few
Case #3: Recruiting Attn: Donald Penchiala and Marilyn Anchley Below you will find my report on the analysis of the recruiting methods at Tanglewood. Since there is no centralized method for recruiting new employees, it would seem that Tanglewood should consider a company standard when it comes to acquiring talent. I feel that Tanglewood would benefit the most from conducting job analyses for each position and identifying what recruiting sources would provide the most accurate applicants for each job dimension. Targets Because the Store Associates position has a 50% turnover rate in one year, it would seem that this specific position would be the one to focus the new recruiting methods on. The first step before the recruiting would be to conduct a job analysis.
Along with GMCR other roasters would have to double their production as well. In addition to GMCR’s concern about the two-cup model there is a concern that KADs would underprice the Keurig and roasters because they have don’t have an investment in the brewers. In order to design the new Keurig-Cup would cost around $400,000. Roasters would need new packaging lines in order to produce both the K-Cup and the Keurig-Cup which would be just under $60,000 per line. With the five roasters currently with them having only one