America has their reservations that a universal health may not work because of its lack of choices and freedoms. There are pros and cons to having a universal health care system. For one, a universal health care offers free health services to people that cannot afford health care the services they need. The cons, is that a universal health care system often results in long wait times for patients and not everyone may receive the type of care that they need. The rising cost of health care has cause the government to step in and control regulations and spending; thus creating a health care reform system.
The term “Universal Healthcare” refers to equal health coverage for all residents of a nation “funded by the government under [a] single-payer system” (Cummings). The United States currently does not utilize universal healthcare; its health insurance is provided mainly through employers and by private companies. This consumer-driven system is harmful to the residents of the United States who are unemployed and cannot afford expensive private insurance. It also facilitates the need for welfare and, even then, those on public assistance receive a lower quality of care. Universal Healthcare would lower the mortality rate in the United States by solving the problem of the uninsured and the underinsured, as well as halt rising healthcare costs in the U.S.
Impact on patients Conclusion/Closing: With the changes made by the Patient Protection and Affordable Care Act, consumers no longer have to worry about being turned down by health insurance companies for pre-existing conditions or the inability to afford healthcare. The Patient Protection and Affordable Care Act better known as “Obamacare” has changed the way healthcare is administered, especially in the way it protects patients (consumers) from unfair insurance practices. This is not socialized health care nor is it a single payer system. Consumers will still have to purchase insurance from private companies, not the government however, The Patient Protection and Affordable Care Act is a set of guidelines and regulations put into action to protect patients. Insurance companies have unfairly treated consumers for many years, making it very difficult to access care.
Analyze the main causes of a major problem in our society National Health Care Even before the recession cost millions of Americans their jobs a full 15% of the American population did not have health insurance and the majority of them worked full time (CDC, 2007). Indeed, while Americans equate work with health insurance the truth is that aboot 20% of working age Americans, people between 18 and 64 years of age, do not have health insurance (CDC, 2007). These numbers may seem small. However, additional investigation will show that this is only a small part of the problem in the country. The issue is not that all employers do not offer health insurance, but that Americans view health insurance as something only employers offer.
Instead of debating whether or not health care should be universal, the U.S. should be debating on which venues to take to guarantee that all of its citizens have the right to health care. Health care should be considered a basic right not a luxury reserved for the wealthy and the struggling middle class that is able to afford some of it. Human life has greater value than money. Ironically, in the U.S. we rely on private insurance companies that are for profit and that don’t take into a consideration a patient’s health or economic condition. Why do we allow such a system to
It can be quite prevailing for individuals to have financial problems towards health coverage. Based on the Health Affairs reference, “In the last decade, health insurance premiums costs have increased by 80%... whereas 58% of Americans report they are not able to seek medical attention due to high costs” (Gary Claxton, Matthew Rae, and Nirmita Panchal, et al). Statistics also present many factors exhibiting millions of individuals facing the risk of losing their insurance. Above all, health insurance is a basic health necessity. Medical services being available to everyone will benefit the public health not only with quality, but along with quantity.
Health Care Utilization Paper Samantha Beck December 4, 2012 The debate on the health care reform has been a big issue in the last few years now. The legislation behind it has become controversial to say at best. I will be discussing how the health care reform has affected the access of health care. How it affects utilization of changes. Explain what universal health care could be, and my experience with the health care expansion.
Today, it is estimated that over 45 million Americans lack health insurance. Of those uninsured, over eighty percent are working, middle class families. The rising costs of healthcare has caused many American’s to just simply “do without”, and employers are struggling to provide adequate coverage for employees. Of those employers who are able to provide insurance, many of the plans cover only a small number of doctors visits’ a year, and fractional percentages of total prescription costs. It is no secret that the United States has a flawed health care system that needs to be changed drastically.
The United States is the only industrialized country that does not recognize the human right to health. Franklin Roosevelt in 1943 proposed a "Second Bill of Rights" in which he defined freedom to include "the right to adequate medical care and the opportunity to achieve and enjoy good health" (Carmalt & Zaidi, 2004). Historically, Americans and their leaders have advocated for a higher standard of living for all yet have fallen short on this issue. When the government and the people of the United States recognize that health care is a right for everyone the citizens of this country will be healthier for it. Carmalt, J.