Supplemental Health Insuance & Heatlh Care Reform Essay

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United States Performance in an Era of Uncertainty 2012 17th Annual Towers Watson/National Business Group on Health Employer Survey on Purchasing Value in Health Care United States 2012 Employer Survey on Purchasing Value in Health Care Table of Contents Executive Summary Key Themes Cost Trends Active Employees Pre-65 and Post-65 Retirees Consistent Performers Deliver Long-Term Results Strategy and Planning Strong Employer Commitment Through 2015 Confidence About the Long Term Fades Employee Well-Being Takes Center Stage Challenges Ahead Asking for More From Health Care Vendors Emerging Trends Connecting Directly With Providers Growing Emphasis on Financial Management Changing Pharmacy Landscape Building the Case for Transparency Embracing Technology to Engage Employees Expanding Use of Financial Incentives and Requirements Account-Based Health Plans Strategies for Building a Healthy and Productive Workforce Health Improvement Engagement Accountability Linking Provider Strategies Technology Healthy Environment Metrics Conclusion 2 3 7 7 8 9 11 12 13 16 17 18 20 21 21 22 23 24 25 30 34 35 36 37 38 39 40 41 42 Performance in an Era of Uncertainty | Towers Watson/National Business Group on Health 1 Executive Summary The 2012 Towers Watson/National Business Group on Health Employer Survey on Purchasing Value in Health Care provides many strategic insights into the actions and plans of leading U.S. employers. It also offers views of what the future of employer-provided health care in the U.S. may look like this year and in the coming three years. This analysis comes at a time when employers are still facing a number of long-term challenges, such as controlling growing costs, improving employee engagement and accountability, and optimizing the total rewards mix. They are also determining how they’ll comply with health care reform legislation

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