Pros And Cons Of Affordable Care Act

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Affordable Care Act Gail Fryer POL 201 Instructor Jon Benignus October 26, 2013 Affordable Care Act With the growing problems facing the health care system in the Unites States, President Barack Obama decided to reform the U.S. health care system. The Affordable Care Act (ACA) is a complex piece of legislation that attempts to reform the health care system and provide more Americans with affordable, quality health insurance. It also aims to curb the growth of healthcare spending in the U.S. Reforms include rules for insurance company’s tax breaks, new benefits, rights and protections, spending, funding, taxes, education, new job creation and the creation of committees and more. The author of this paper will discuss the Affordable…show more content…
The main advantage of the Affordable Care Act is that it lowers health care costs overall by making insurance affordable for more people. The Act will include many more young people, who are healthier and this will lower costs because they'll pay premiums, but won't use as many services. The young adults will be able to stay on their parent’s insurance plan until they reach the age of 26. Insurance will become available to people who now use expensive hospital emergency room treatments instead of going to a primary care physician. This lowers costs because they will have their conditions treated before the expensive critical stage. The ACA contains many benefits, especially for low and middle class families and businesses. It also contains obstacles for high earners, larger firms that don’t insure their employees and certain sectors of the healthcare industry. Millions of uninsured individual’s will have access to affordable quality health insurance. The U.S. system was set up this way when the Federal government gave tax breaks to companies who provided health insurance for their employees. Over half of the uninsured Americans can get free or low cost health insurance using their states Health Insurance Marketplace. A few more advantages will include Medicaid being expanded to millions of men, women and children below 138% of the poverty level; individuals can no longer be dropped…show more content…
With the health care reform, all Americans will have the security to know that they will have health insurance. The ACA is helping Americans access the care and health insurance coverage they need. The author of this paper has discussed the Affordable Care Act, the history of the Act, the main pros and cons, the effectiveness and the Act’s consistency with the constitutional framework of federalism. References Buckingham, J. (2012). Assessing the pros and cons of Obama care. Retrieved from Cannan, J. (2013). A legislative history of the Affordable Care Act: How legislative procedure shapes legislative history. Law Library Journal. 105(2), 133. Retrieved from Canter, J. C., Thompson, F. J. & Farnham, J. (2013). States commitment to Medicaid before the Affordable Care Act trends and implications inquiry. Excellus Health Plan 50(1), 71-84. Retrieved from ProQuest database Davis, K., Abrams, M. & Stremikis, K. (2011). How the ACA will strengthen the nations primary care foundation. Journal of General Internal Medicine. 26(10), 1201-3. Doi. Retrieved from ProQuest database Levin-Waldman, O. M. (2012). American government. San Diego, CA: Bridgepoint

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