Personal Financial Planning Process

738 Words3 Pages
Persnoal Financial Planning: The creation of a personal financial plan and doing your own personal financial planning is very difficult. We cover your mortgage, financial planning, taxes and tax planning, investing in stocks, bonds and mutual funds, investment planning, insurance planning. If your personal financial plan includes stocks, bonds or mutual funds, you need to understand all of these if you are doing sound investment planning and retirement planning. You may not want to do your own personal financial plan or your own retirement planning, but the more information you know, the better off your financial plan will be. We've got free software and finance links to a lot of mutual fund companies as well as financial links to information…show more content…
The financial planner should clearly explain and document the services that he or she will provide to you and define both his/her and your responsibilities during the financial planning engagement. The financial planner should explain fully how he or she will be paid and by whom. You and the planner should agree on how long the professional relationship should last and on how decisions will be made. Gather client data, including goals. The financial planner should ask for information about your financial situation. You and the planner should mutually define your personal and financial goals, understand your time frame for results and discuss, if relevant, how you feel about risk. The financial planner should gather all the necessary documents before giving you the advice you need. Analyze and evaluate your financial status. The financial planner should analyze your information to assess your current situation and determine what you must do to meet your goals. Depending on what services you have asked for, this could include analyzing your assets, liabilities and cash flow, current insurance coverage, investments or tax…show more content…
The financial planner should offer financial planning recommendations that address your goals, based on the information you provide. The planner should go over the recommendations with you to help you understand them so that you can make informed decisions. The planner should also listen to your concerns and revise the recommendations as

More about Personal Financial Planning Process

Open Document