Most people have a managed healthcare plan through an employer or self employment. Premiums are paid on the insured’s behalf for the purpose of covering healthcare costs. The two major healthcare plans are Health Maintenance Organization (HMO) and Preferred Provider Organization (PPO). Health Maintenance Organization (HMO) is an organization that provides healthcare coverage through hospitals, physicians, and other providers which are contracted by the HMO; this type of insurance coverage only pays for services rendered by physicians and other providers who are within the network and have agreed to treat patients according to the guidelines of the HMO contract. The HMO plan is usually less expensive because the patient is limited to certain providers.
There are however various health care services in the United States designed to ensure that quality healthcare be given based on the patients’ illness and financial background. Though there are many healthcare agencies, two of these delivery systems will be addressed. Walk-in clinics are usually located in retail stores or pharmacies, designed to provide medical care to individuals who have non-life threatening and uncomplicated ailments. Most of the time, no appointment is needed allowing patients to come on a first come first serve basis, but the waiting may be long. At the same time walk-in clinics can be cost effective and affordable.
On the other side if the insurance rates are lowered, people would opt to buy more insurance, and in that case also insurance agents would make almost similar income as before because people are buying comparatively higher insurance but the rates are low. However, if the rates are regulated as in the case in some states, insurance agent will still make almost similar amounts as the insurance rates are regulated and demand is as much as it would be otherwise if the rates are not regulated. The long run and the short run do not refer to a specific period of time such as 3 months or 5 years. The difference between the short run and the long run is the flexibility decision makers have. "The short run is a period of time in which the quantity of at least one input is fixed and the quantities of the other inputs can be varied.
This is due to the fact that both healthcare system and healthcare access are below the nation’s standards. For example, the ease and speed of access to healthcare units is very low compared to other regions in the nation. According to the data employed in the study, there is need to ensure that transport and healthcare units are improved. In order to ensure that such improvements are a success, the community health profile came up with a plan. The plan is mainly aimed at improving transport, increasing the number of healthcare units and improving the rate of recruitment of medical professionals.
What are the pluses and minuses of each? Which do you think would come closest to addressing the gap between the rich and poor and increase access to health care? (10 pts.) For Profit The health care advisers were getting paid more for finding instances where someone would not be able to get health insurance or to terminate the person’s health insurance. Not for profit They care for patients and not their wallets.
Say for instance that the US and the UK were on the same production function, but the U.S. economy were on the flat of the curve with little marginal gain in health at its current level of healthcare spending, then U.S. health outcomes might deteriorate relatively little when expenditures are cut back to the U.K. levels. This would result in substantial cost-saving and an increase in average productivity. But if the U.S. healthcare system lies on
One policy that is especially concerning and confusing to many advanced practice nurses and future advanced practice nurses is prescriptive authority. Across the United States, each state has its own regulations on prescriptive authority for advanced practice nurses. These regulations range from simple to very complex, one state even prohibits nurse practitioners from signing prescriptions at all. In states that have more lenient prescriptive authority, patients have better access to care. In rural or underserved areas, access to a physician may be very limited, so more patients depend on nurse practitioners for care.
Access to Insurance versus Access to Care: Health care, is the provision of medical services by physicians, hospitals, clinics, and other health providers. Access is also the ability to obtain these services. The payment methods for health care services may vary either with private funds or insurance. The insurance is a third party that completes the transaction by paying the provider for the services received by the insurer. Health insurance limits health care access and consumer’s financial well-being.
Most people’s earning capability keeps them from being eligible for state funded assistance. C. Blanchette, E. Trolley (May 1997) Publicly funded health care is designed to meet the cost of all or most health care needs from a publicly managed fund, applying to the whole population contributing to the fund or receiving benefits from it. The fund may be a not-for-profit trust established by the members or by some other democratic form. C. Blanchette, E. Tolley. "PUBLIC- AND PRIVATE-SECTOR INVOLVEMENT IN HEALTH-CARE SYSTEMS: A COMPARISON OF OECD COUNTRIES.
However, the treatment standards in countries such as India may not be up to the standards found in the United States, and that the process takes some control out of the hands of the consumers. Certainly, the United States health care professionals see the outsourcing is negative trend, however, medical insurance companies view any means of cutting costs as a positive move. c) Is the globalization of health care good or bad for the American economy? The globalization of health care should result in a more efficient industry. The U.S. prices should fall as countries like India offer their services cheaper compared to them.