Healthcare Terms Essay

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Shannon Moore October 4, 2010 Health Care Terms Health Care Terms Medicare- Medicare is medical insurance issued by the United States Government. The insurance is normally issued to adults 65 or older and are US citizens. People also qualify for Medicare if their spouse has worked and has paid Medicare taxes for 10 years or more. Medicare can be provided for people who are under 65 and has been receiving Social Security benefits or the Railroad Retirement Board for at least 24 months. They may also receive Medicare if they are receiving dialysis or need a kidney transplant or have amyotrophic lateral sclerosis (Lou Gehrig’s disease). Medicare helps with the cost of health care. It does not cover the entire medical expense. It is deducted monthly from Social Security checks for some (SSA Publications, 2010). Medicare consists of four parts: Part A: Part A of Medicare is hospital insurance. Medicare helps pay for hospital stay, skilled nursing facility, some home health care, or hospice care. Part B: Part B of Medicare is for medical insurance. Medicare helps with doctor services, other services, and supplies. Part C: Part C is Medicaid Advantage. It can be chosen to be received if a person has part A and part B. This part may cause a person to have to pay a monthly premium. Part D: Part D is the prescription drug coverage. It helps pay for the medication prescribed by physicians for treatments. Medicare is very helpful for the elderly and disabled people. Most are already on fixed incomes and can not afford medical insurance. Good health is important for everyone. Medicaid: Medicaid is health program in the United States for families with low income and resources. It is funded by the state and federal government. Medicaid is one of the largest funded programs for health and medical service for low income people in our country. Low income families, both
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