| History Of Managed Health Care In The United States | Medical Insurance | Professor SpeedTuesday AM | Autumn Brooks | | | While I have only briefly been studying Medical Insurance, I have been made aware of many legislations and laws that have moved our Managed Health Care towards a more proactive future. Whereas the first Medical Insurance started in 1860 with the Franklin Health Assurance Company of Massachusetts; Managed Health Care was not put into action until 1973 with the Health Maintenance Organization Assistance Act. This set the foundation for offering primary care for our Nation by replacing fee-for-service plans with more affordable quality care, as well as allowing the consumer to control their own healthcare costs. (Green & Rowell) “The Health Maintenance Organization Act of 1973 (P.L. 93-222), signed by President Nixon on December 29, 1973, is the first major health legislation enacted by the 93d Congress.
Problems within the U.S. healthcare system Name Institution Problems within the U.S. healthcare system The United States healthcare system is facing numerous challenges at the moment. One of the central issues in the re-election campaign of 2012 is healthcare reform. The Supreme Court ruled recently to uphold the healthcare reformed championed by president Barrack Obama in the 2010 legislation, but the Republicans are wholly opposed to it. This may seem a straightforward political debate, but the healthcare situation is a big concern. Compared with other developed nations, America lags behind in the provision of quality and affordable healthcare to its citizens.
However, working adults can use the benefits of the medical insurance, which will give them an opportunity for a decent medical service and reduce the general taxation burden. The issue of health care throughout the years has been a major issue in the society in the United States and it is one of the most important aspects of an election campaign of any political party. One issue concerning healthcare is that it is very expensive and more than 52 million people do not have any coverage or they have less adequate coverage. In addition, it is very important for people to have coverage for general healthcare maintenance and just in case, something drastic occurs, in their life. A well-organized, efficient health care system is not that easy to provide and one of the key problems on the way to the ideal hospitals and medical help is proper funding.
Obama Care is all about fixing some of the flaws we have in our health care system, and making health care affordable for the public. Although we are the richest country in the world no many of us could afford necessary operations such as covering hospital bills for intensive care surgeries for ill babies, or bypass surgeries for coronary patients (Lawrence R. Wu, 001). If the plan goes into effect there will be decisions made by many to seek preventative care; that before it didn’t have health insurance and wouldn’t take the chance of being turned away or racking up medical expenses. Although having this plan would restrict some of the criteria insurance companies use in deciding whether or not to provide coverage for an individual or not in the end I
2. Most Western European countries have national health care programs that provide universal access. How does the National Health Insurance system, such as the one adopted by the country of Canada differ from the National Health system, such as the one structured in Great Britain? In Canada, the government finances health care through general taxes, but the actual care is delivered by private providers. The Canadian system requires a tighter consolidation of financing, insurance, and payment functions, which are coordinated by the government.
For example, there are many families out there where health care is not offered by their employers. There is also going to be help for those with a mental illness. Before, Medicaid would not cover childless adults of mental illness. Now that Medicaid has expanded to those with incomes under 133 percent of poverty. In rural areas it is hard for these individuals to access a physician.
The Impacts of the Affordable Care Act: How Reasonable Are the Projections? Jonathan Gruber NBER Working Paper No. 17168 June 2011 JEL No. H3,I18 ABSTRACT The Patient Protection and Affordable Care Act (ACA) is the most comprehensive reform of the U.S. medical system in at least 45 years. The ACA transforms the non-group insurance market in the United States, mandates that most residents have health insurance, significantly expands public insurance and subsidizes private insurance coverage, raises revenues from a variety of new taxes, and reduces and reorganizes spending under the nation’s largest health insurance plan, Medicare.
with all of its technology and high industrial development is still lacking to provide all its citizens health services. The health care system in the U.S. has major faults that affect both patients and physicians. Many Americans lack health insurance, and cannot be seen by a physician routinely. There is a shortage of physicians due to the cost of medical school and of malpractice insurance. In order to provide free education for medical students, malpractice insurance for physicians, and free health care for everyone, taxes need to be raised.
According to Shi & Singh (2012), reports showed that 1 in 3 or 87.6 million Americans were uninsured between 2008 and 2009 under the age of 65. This has contributed to the raise in health care costs. In order to reduce costs, the U.S. health care delivery system needs to have a plan in place to ensure that all of America’s population is insured such as the creation of the Obama Care Plan. The term delivery refers to the provision of health care services by various providers (Shi & Singh, 2012). Providers include physicians, hospitals, clinics, private doctor offices, and other entities.
History of U.S. Health Systems The need to supply quality health care for all U.S citizens has been a major concern for the people as well as the government from early on in our nation’s history. The ever increasing costs of health care led to many attempts to institute national health systems, but these attempts were defeated and the development of private health insurance was instituted. Although this has brought health care coverage to many citizens it has left many people without coverage, and has not affected the cost of health care as hoped. More attempts to institute a national health system have been attempted and met with defeat, but according to (Quadagno, 2004) "legislation was successfully passed in 1965 to provide governmental financing for health care services for the elderly and the indigent” this was the introduction of the government programs Medicare and Medicaid. Even with these government programs in place the cost of health care still rose at an astounding rate and other attempts to control costs were implemented.