Food Economics Essay

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BRAC UNIVERSITY FALL 2003 FIN 501: FINANCIAL MANAGEMENT PREPARATION TEST FULL POINTS: 15 TIME: 1 HOUR NAME: ID#: Answer any FIVE of the following questions. You are not allowed to use financial calculators. (5 x 3 points) 1. A Firm has a net profit margin of 12 percent and an asset total asset turnover of 3. What is its return on investment? 2. A firm has an earning before taxes of Tk.200,000. It has debt of Tk.500,000 at 10 percent interest compounded semi-annually. To what extent can its operating income decline before it is unable to meet its interest obligations? 3. The “Mitha-Kara” Company reported Tk.1,000,000 net profit for the year 2002, from which common stockholders were paid Tk.530,000 in dividends. The company’s common stockholders own 250,000 shares of the company. Its year-end retained earnings balance for 2001 was Tk.75,000 and the year-end retained earnings balance for year 2002 was 95,000. The current market price per share of common stock is Tk.35. How much would a potential investor of the company be willing to pay for Tk.1 of its reported net profit? 4. Eastern real estate wants to sell you a house, which you can buy making down payment a Tk.2,000,000 today or equal quarterly payment of Tk.267,757.56 for the next five years. What is the effective annual rate of interest that Eastern is charging you? 5. You are considering depositing your money in the savings account of either Percentile bank or Nort-south bank. Percentile bank pays 12% annual interest compounded semi-annually while Northsouth bank pays 12 percent per year, compounded quarterly. Which of these two banks would you be interested in depositing your savings? Why? 6. Assume you have two more years to graduate from BRAC University. One fine morning, your father calls you and says, ”My dear son/daughter, you have been extravagant. From now on, I will give you Tk.2,000 at the end of
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