Fin419 Wk2 Individual

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P5-3 - Risk Preferences Sharon Smith, the financial manager for Barnett Corporation, wishes to evaluate three prospective investments: X, Y, and Z. Currently, the firm earns 12% on its investments, which have a risk index of 6%. The expected return and expected risk of the investments are as follows: |Investment |Expected return |Expected risk index | |X |14% |7% | |Y |12% |8% | |Z |10% |9% | a) If Sharon were risk-indifferent, which investments would she select? Explain why. If Sharon were risk-indifferent, she would select Investments X and Y because they have a higher return than 12% and risk would not be pertinent. b) If she were risk-averse, which investments would she select? Why? If Sharon were risk-adverse, she would select Investment X because it provides the highest return and has the lowest expected risk index. c) If she were risk-seeking, which investments would she select? Why? If Sharon were risk seeking she would select Investments Y and Z because she would be not be concerned with taking the greater risk. d) Given the traditional risk preference behavior exhibited by financial managers, which investment would be preferred? Why? Financial managers have traditionally been more risk-averse, and would likely choose Investment X because it provides the company’s normal increase in return and has increased risk. P5-4 - Risk analysis Solar Designs is considering an investment in an expanded product line. Two possible types of expansion are being considered. After investigating the possible outcomes, the company made the estimates shown in the following table: | |

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