Essay On Uninsured

1559 Words7 Pages
I. II. Extent of the Problem Imagine being really sick, getting a denial letter from your insurance company, and you have no money to get yourself treated. If you are an American, you will have no choice other than to go bankrupt or to eventually die of this illness. The United States is the only major industrialized nation that fails to cover all of its citizens with health care coverage. Nearly 47 million Americans, or 16 percent of the population, were without health insurance in 2005, the latest government data available (DeNavas-Walt). In 2005, nearly one in 20 people between the ages of 18 and 64 said they were unable to get necessary prescription drugs during the past 23 months due to cost (National Center for Health Statistics, 2007). National surveys show that the primary reason people are uninsured is the high cost of health insurance coverage (The Henry J. Kaiser Family Foundation. Employee Benefits: 2007). Unfortunately, even the insured are feeling a burden of health care costs. Higher premiums, out-of-pocket deductibles, expensive co-payments, and inadequate coverage contribute to financial issues that many of the working class struggle with to meet basic medical expenses. III. Sociological Theory The conflict theory best defines the…show more content…
Who is affected? 3. What are the possible solutions, if any? V. Research Method(s) To answer my research questions, and conduct a thorough review, I read through many publications featuring reviews and research between the years of 2004 to current (i.e., National Center for Health and Statistics, America’s Health Insurance Plans, The Heritage Foundation) from the Internet. I also read through many books located on the Leeward Community College Library website. VI. Findings Finding 1. What is the impact to society? There are many ways people are affected by having either insufficient health care coverage or none at all. They are: financial hardship, less medical care, and premature
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