Discuss your first individual variable, using graphical, numerical summary, and interpretation Descriptive Statistics: Credit Balance($) Total Variable Count Mean StDev Variance Minimum Q1 Median Q3 Credit Balance($) 50 4153 932 868430 2047 3292 4273 4931 N for Variable Maximum Range IQR Mode Mode Credit Balance($) 5861 3814 1638 4073 2 The distribution of credit balance of the sample, which consists of 50 credit customers, is approximately skewed to the left, which is in part driven by $2,000 outlier. In addition, peak of the variable occurs at about $4,500 and the spread is from $2,000 to $6,000. The descriptive statistics of credit balance indicate that mean of $4,153 is lower than the median of $4,273, which in turn concurs that graphical interpretation is skewed to the left. Furthermore, mode of $4,073 occurs most often in a set of data. Graphical and descriptive findings indicate that out of the sample of 50 credit customers, purchasers on average have $4,153 credit balance.
To better understand the size of a household for AJ Davis’s credit customers we used a table of descriptive statistics, frequency table, and a bar chart. Descriptive Statistics: Size Variable Mean SE Mean StDev Variance Minimum Q1 Median Q3 Size 3.420 0.246 1.739 3.024 1.000 2.000 3.000 5.000 N for Variable Maximum Mode Mode Size 7.000 2 15 Tally for Discrete Variables: Size Size Count CumCnt 1 5 5 2 15 20 3 8 28 4 9 37 5 5 42 6 5 47 7 3 50 N= 50 This information tells us that the mean, or average, household size of the credit customer is 3.42. The median, or middle, household size is 3. There is a standard deviation of 1.739. As can be seen in the bar chart and the frequency table, the mode, or most frequent occurring household size, is 2 with 15 out of the 50 households being this size.
Franklin Township Needs Assessment Elyse Kocylowskyi October 8, 2012 Franklin Township, NJ Franklin Township is the most populated municipality of Somerset County, containing 62,300 people, with a population density of 1,350 persons per square mile (Brandstetter, 2010). Franklin Township, to be hereafter called Franklin, not only has the largest population, it also has the fastest growing – with a rate 2.4 times higher than any other municipality, accounting for 43.9% of the total population growth in Somerset County between 2000 and 2010 (NJSDC, 2011). Money Magazine’s ranking of the ‘one-hundred best places to live’ in the US listed Franklin as the fifth best place to live in 2008, and the twenty-fifth best place to live for
In short the majority of AJ Davis customers are Urban dwellers. In addition a Pie-Chart below depicts the same data. 2) Income Based on the histogram above which used a sample of 50 customers from AJ Davis store the mean income is about $45.650 and it follow a normal curve or has what we call the bell curve. Descriptive Statistics: household size Variable N N* Mean SE Mean StDev Minimum Q1 Median Q3 household size 51 0 4.431 0.357 2.548 1.000 2.000 4.000 7.000 Variable Maximum household size 8.000 From a sample of 50 customers the average household is 4.4 and also the median household is 4. The maximum household is 8 and the minimum is 1.
Each of the four largest banks in the United States is larger than the whole credit union industry. The banks include, J.P. Morgan Chase & Company, Bank of America Corporation, Citigroup, and Wells Fargo and Company. Since the time the first U.S. credit union was established in 1908 until year-end 2012, assets increased to a total of $1.03 trillion. It took credit Credit Unions
Income Descriptive Statistics: Income ($1,000) The data provided for the Income variable on AJ Davis department store credit card customers shows us that the minimum income level is $25,000 with Q1 of 33.00 and the maximum is $74,000 with Q3 of 57.25. The mean is 46.02 and the median is 44.50 the Standard Deviation if 13.88. The data tells us that of the sample credit customers has an average income of $46,020 as shown in the above Histogram. Credit Balance Descriptive Statistics: Credit Balance($) The data provided for the Credit Balance on AJ Davis department store credit card customers shows us that the minimum credit balance for customer is $2047 which in Q1 was $3292 and the maximum credit balance $5861 which in Q3 was $4931. The mean is 4153 and the median is 4273 with a Standard Deviation if 932.
70*$15=1,050 and 60*$10=600 which brings the total to $1,650. With 1,650-1,900 = 250. 250/$5 = 50 which means there were 50 $5 tickets sold. So the Total is 70-$15 tickets, 50-$5, and 60-$10 tickets sold. 7) Find the sum of three whole numbers is 7 X , 2x=1, ( 6-3x) (6-3x)+x=(2x+1)-3 6-2x=2x-2 8=4x X=2.
Cost – Residual Value $40,000 - $5,000 Years of Life 5 Depreciation $7,000 Annually Depreciation Schedule: Straight - Line Method Year Computation Depreciation Expense Accumulated Depreciation Book Value $ 40,000 First 35,000 x 1/5 $7,000 $ 7,000 $ 33,000 Second 35,000 x 1/5 $7,000 $ 14,000 $ 26,000 Third 35,000 x 1/5 $7,000 $ 21,000 $ 19,000 Fourth 35,000 x 1/5 $7,000 $ 28,000 $ 12,000 Fifth 35,000 x 1/5 $7,000 $ 35,000 $ 5,000 Total $35,000 2. 200 percent declining-balance. Depreciation Schedule: 200% Declining-Balance Method Year Computation Depreciation Expense Accumulated Depreciation Book Value $ 40,000 First $40,000 x 40% $16,000 $ 16,000 $ 24,000 Second $24,000 x 40% $9,600 $ 25,600 $ 14,400 Third $14,400 x 40% $5,760 $ 31,360 $ 8,640 Fourth $8,640 x 40% $3,456 $ 34,816 $ 5,184 Fifth $5,184 - $5,000 $184 $ 35,000 $ 5,000 Total $35,000 3. 150 percent declining-balance. Depreciation Schedule: 150% Declining-Balance Method Year Computation Depreciation Expense Accumulated Depreciation Book Value $ 40,000 First $40,000 x
P 12-36B Req. 1 Tree has preferred stock and common stock. Req. 2 The par value of preferred stock is $5* per share. (*$1,200,000 / 240,000 = $5) Req.
Case Study HBS: The case of the Unidentified Ratios Based on the information provided by the common-sized financial statements, we came up to the conclusion that: Firm A – Investment Bank Main reasons: • High level of leverage, demonstrated in the highest ratios of all companies: assets/equity and debt/equity. • Highest number of days of receivable – banks lend money to their costumers (ex. long term loans) and expect to receive this money in a not very short period of time, reflected in the days of receivables (1941 days = 5.3 years approximately). • Low level of equity, characteristics of investment banks, which in this case only represents 8.5% of its structure, and is also the lowest from all the firms. Firm B – Warehouse shopping club Main reasons: • This company has a high level of inventory (17.3%) and a high level of inventory turnover (11.0).