Comparative Analysis of DBS & UOB

7003 WordsOct 20, 200829 Pages
Comparative Analysis of DBS & UOB Computer in Accounting (MAN0213M) Assignment 2 Table of Content Content Page 1. Executive Summary 1-2 2. Introduction 3-4 3. Financial Analysis 3.1. Important Investment Ratios (i) P/E Ratio (ii) Dividend Yield Ratio (iii) Dividend Payout Ratio (iv) Gearing Ratio 3.2. Profitability Ratio (i) Net Profit Margin (ii) Return On Shareholders' Equity (iii) Return On Assets (iv) Earnings Per Ordinary Share 3.3. Interest and Deposit (i) Interest Income (ii) Interest Expense (iii) Net Interest Income (iv) Customer Loans (v) Customer Deposits (vi) Loans / Deposits ratio 5 6 6 7 7-8 8 9 9-10 10-11 12 12-13 14 14-15 16 17 17-18 18-19 19-20 4. PESTEL Analysis for Banking Sector 4.1. Political (i) Political Stability (ii) Re-actions of the Government 4.2. Economic (i) Financial Resources (ii) Impact of US Economy (iii) Pro-business Environment 4.3. Social (i) Labour Force (ii) Education system 4.4. Technological (i) Internet Banking 4.5. Legal (i) Bank Secrecy Laws (ii) Exceptions to Secrecy Laws 21 21-22 22 23 24-25 25-26 26 27 27-28 28 29 Content Page 5. SWOT Analysis 5.1. DBS 5.1.1. Strengths (i) Local Banking Subsidiary in China (ii) Asia Treasures at Changi Airport 5.1.2. Weaknesses (i) Series of Senior executives quitting 5.1.3. Opportunities (i) Integrated Resort & Formula One 5.1.4. Threats (i) US Sub-Prime Crisis (ii) $500 credit card 5.2. UOB 5.2.1. Strengths (i) UOB launches card with regional perks (ii) Regional Bank (iii) Free shares to retain talent 5.2.2. Weaknesses (i) Subsidiary in China 5.2.3. Opportunities (i) Cooperation with China Unionpay (CUP) (ii) Integrated Resorts & Formula One 5.2.4. Threats (i) US Sub-Prime Crisis (ii) $500 credit card 30 30-31 31 31 32 32-33 33 34 34 35 35-36 36

More about Comparative Analysis of DBS & UOB

Open Document