Joe makes $15 per hour and works 40 hours per week. 30-year mortgage interest rate of 6.25% and a monthly payment of $439.00 15-year mortgage interest rate of 5.25% and a monthly payment of $575.00 Down payment: 5% minimum Taxes last year were $375. Insurance is $250 per year. What you are looking for: 1. Can Joe afford the monthly payments with taxes and insurance for either a 30 or 15 year mortgage?
LIT 1 Business Law 310.1.5-02,11,13 According to the Family Medical Leave Act of 1993, an employee can take up to 12 weeks of unpaid leave. The employee can take this leave to take care of medical, personal, or military issues. This bill was signed by President Bill Clinton in February 1993. In order to qualify under the FMLA, the employee must work for a company with 75 or more employees. The employee must also have worked for at least 12 months and 1250 hours during the 12 months.
Case 13 – Occupy Mall Street References: • ASC 718-30-35-3 • ASC 718-30-35-15 • ASC 718-10-25-20 • ASC 718-20-55-50 • ASC 718-20-55-108 • ASC 718-10-25-1 • ASC 718-10-25-2 • ASC 718-10-55-61 • IFRS 2 Requirement 1 After granting 1,000 employee share options that cliff vest after a four year service period, Occupy Mall Street (OMS) are required to disclose certain compensation costs throughout the service period. Due to the fact that there are no expected forfeitures, the full amount of the fair value on the granting date will be factored into the calculation. ASC 718-30-35-3 states: “A public entity shall measure a liability award under a share-based payment arrangement based on the award’s fair value remeasured at each reporting
We estimated how many customers we need to breakeven each year. Cash flow Projection for five years Cash Flow Analysis Year 1 Beginning Balance $0 Capital $10,000 Revenue (10 Clients) 59,700 $66,700 Disposables Purchases 49,700 Administrative $7,400 (Advertising 200, Other costs 200, Airlines 1,000, Office 6000) Wages $4,000 (2,000 each for Benny and Janet) $61,100 Ending Balance $5,600 Year 2 Beginning Balance $5,600 Revenue (15 Clients) $89,550 $93,150
LIT1 Task 1 Dennis Marceaux 07/10/2015 Situation A Family Medical Leave Act (FMLA) of 1993: The purpose of the FMLA is to allow employees up to 12 wks. per yr. of unpaid leave for the purpose of managing personal/family issues without negative company recourse. The employee requirements are that he/she must be a full time employee (>24hrs/wk. ), with at least 1 year of service and more than 1250 worked hours from the prior year. Companies with at least 50 employees in a 75 mile radius are required to adhere to the law.
TDA 2.5 Schools as Organisations 1.1 Identify the main types of state and independent schools The main types of state and independent schools are; * Nursery Schools * Primary Schools * Secondary Schools * Community Schools * Specialists Schools * Free Schools * Academies * Church Schools * Private Schools 1.2 Describe the characteristics of the different types of schools in relation to educational stage(s) and school governance. * Nursery Schools have their own head teacher and staff and cater for children aged 3 and 4. They usually attend for 2 to 4 hours per day on 3 or 5 days a week. The children learn from a mix of curriculum based activities and social experience. Some nursery schools are state funded although some can be privately run.
671ST ENGINEER COMPANY 117 North Road Fort Luckywood, NJ 54545 3RD PLATOON M4 CARBINE WEEKLY MAINTENANCE STANDARD OPERATING PROCEDURES (SOP) EN-XSE-3PL SOP#: M4(1) 16 December 2012 1. PURPOSE: To standardize weekly maintenance procedures for M4’s assigned to 3rd Platoon/671st EN CO. 2. APPLICABILITY: This SOP applies to all Soldiers assigned to or attached to 3rd Platoon/671st EN CO. 3. REFERENCES: a. TM 9–1005–319–10 b. Lubricate Order (LO) c. STP 21–1–SMCT d. DA PAM 738-750 e. DA PAM 738-751 4. RESPONSIBILITIES: a.
In a spend-down program, individuals are required to spend a portion of their income or resources on health care until they reach or drop below the income level specified by the state. The concept is similar to an annual deductible, except that it resets at the beginning of every month. Each month, the enrollee pays a portion of incurred medical bills, up to a certain amount, before the Medicaid fee schedule takes effect and Medicaid takes over payments. For example, a patient who has a $100 spend-down visits the physician on March 3 and is billed $75. The patient is responsible for paying the entire $75.
Self-contained classes offer structure, routine, and appropriate expectations, but some students may require a higher level of specialization (Mauro). In this subject I have a few years of experience. Starting off with my two younger brothers, Cameron and Caleb, both have special needs. Cameron having speech problems and Caleb being diagnosed with Autism, they have had assistance all through their school years, but have been in ‘regular education’. My other experience includes being a student aide in life skills room at a middle school for two years in high school and being employed with SCESD (South Coast
The refugee ceiling for 2013 was 70,000, the highest it has been in the last 10 years is 80,000 (Bruno, 2013, p. 3). Once admitted refugees receive services under an initial transitional assistance program, they receive refugee cash (RCA), refugee medical assistance (RMA), and social services for eight months after entry. RCA and RMA are provided through the state, after