Ahmed Essay

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credit cards Page 66, Task 2 : Many people are using credit cards or loans to run up huge personal debts that they may be unable to pay. It should therefore be made more difficult for individuals to borrow large amounts of money. What are your opinions on this? Credit cards have offered convenience to people. However, it results in people misuse credit cards until they owe a huge amount of money to banks. Therefore, I completely agree that overuse credit cards can lead to many problems. First and foremost, misusing creadit cards can lead to many social problems. By this I mean, when people overuse credit cards until they are unable to pay, they will think other ways to get money such as rob, steal and murder. As a result, more and more people will commit crimes to pay the debts. Besides that, people will peddle drugs as well simply because it is one of the easiest way to earn money. However, they will hang until death if they pose more than one kilogram of drugs. Moreover, there will be more loan sharks and Mafia organised. This is because those credit cards holders might borrow money from them as banks will not lend them money anymore. In addition, overusing credit cards can cause economy of a country in downturn. In other words, if a country with many doubtful debt credit cards holders, the country will not develop properously. Furthermore, the reverse funds in a country will undergo deficit as the government has to pay those debts. In a nutshell, credit cards holders should use them wisely and spend before thinking twice. On top of that, credit card companies should only offer credit cards to those people who are able to pay billers and limit the quota too. (264 words) Tourism Task 2: Tourism is becoming increasingly important as a source of revenue to many countries but its disadvantages should not be overlooked.

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