| | | Student Answer: | | 16.87% | | | | 17.75% | | | | 18.69% | | | | 19.67% | | | | 20.66% | | | | Points Received: | 6 of 6 | | Comments: | | | | Question 3. | Question : | You have a chance to buy an annuity that pays $1,000 at the end of each year for three years. You could earn 5.5% on your money in other investments with equal risk. What is the most you should pay for the annuity? | | | Student Answer: | | $2,697.93 | | | | $2775.79 | | | | | $2921.86 | | | | | $3,075.64 | | | | $3,237.52 | | Instructor Explanation: | The answer represents the present value of the cash flows discounted by 5.5% over three years.
How would your answer differ (if at all) if the couple had AGI of $36,000 that was earned entirely byTim ? Answer The maximum amount of qualifying expenses is limited to $6,000 for two or more children. But, the amount should be reduced by the $1,800 that Martha received from her employer. So the total expenses are $4,200. Because their AGI was over $43,000, Tim and Martha are entitled to a credit equal to 20% of their expenses, or $840.
During these tough economic times, everyone is looking for ways to cut back on their spending. A huge monthly expense is daycare. Childcare ranges anywhere from $400/per year to $650/per year. When examining the rate an in-home daycare provider charges, the amount is considerably less when compared to that of a daycare center. The difference is usually around twelve dollars a week.
On average, only 58% of students in America's 50 largest cities make it to graduation. The decision to drop out is a dangerous one for the student. Dropouts are much more likely than their peers who graduate to be unemployed, living in poverty, receiving public assistance, in prison, on death row, unhealthy, divorced, and single parents with children who drop out from high school themselves. The dropout problem is likely to increase substantially through 2020 unless significant improvements are made. So why students drop out of school and what can be done to decrease the number of dropouts?
It is estimated that 125,000 children are adopted domestically each year, but only 20,000 children are adopted internationally in the same amount of time. We understand the need to help the American children that have been abandoned or left behind, but what about the other children around the world? The most common answer would be, let their own people take them in, but when a country is struggling to keep their own family alive in poverty who will adopt those children? How will they survive when there is no one to care for them? The answer is they wont survive, it is estimated that 15,000 orphans die every day due to malnutrition which is completely preventable.
They're not understanding why it is so important to go to school. Schools lose a lot of money due to students cutting class. They're also missing lectures causing them to get fail classes. Schools should have harsher consequences, such as two hours of Saturday school every unexcused absence. Therefore, the students can make up the work they missed.
In fact, parents regularly work five days a week leaving their kids in school for those days. With the four days program, they will have to revamp child-care plans increasing the supposed cost saving. Therefore, school districts have to reconsider the switch to four days school because it will bring more expenses than savings. Another point that Shmidt mentions is that four days school will not affect the academic progress. Nevertheless, in “Four is not Enough” explains that MACCRAY students, currently in the four day program, “scores are significantly below” (USA Today, 307) to the rest of the state average classes.
Americans are brought to believe that if they work hard, they will succeed in life. This is not the case though, due to the lack of education to earn a living wage for most families already in poverty. In 2005, thirty-seven million Americans, representing twelve-point-seven percent of the population, lived below the poverty line (Beegle 15). High school dropouts are more likely to be unemployed and earn a lower wages. Studies show that in 1993, the risk of poor children were two times higher for grade repetition and high school drop outs, one-point-three times more for parents reporting emotional or behavioral problems, and six-point-eight times for reported cases of child neglect (Beegle 17).
Factors Relating to British Children Failing in Education As a child I was not inspired with education due to family circumstances. In society today many people are unaware what problems children face in their day to day family life and problems that arise within the school. I have decided to do my essay of about children and the failure of education and highlight some of the key factors that disadvantage children face. I will look at what the government have highlight are main reasons children are failing in education and how teachers are effected and what measures they will take to reduce failure. In the past ten years it has been reported through the media, there are vast concerns of children failing in exams.
a. A 1998 study by educator Alex Molnar and economist Max Sawicky, indicated that taxpayers in the U.S. pay $1.8 billion per year for the class time--twelve minutes spent by students on the required nine out of ten school days--lost to Channel One. Channel One's commercials alone cost taxpayers $300 million per year, and taxpayer cost for just the advertising time exceeds the equipment's total value. Speech Body Outline I. Education and marketing are like oil and water.