has received some scholarship money but his major problem is coming up with the money $30,875 the balance for the school year. His parents income is too much for substantial financial aid. Being middle class makes it impossible to afford the college of
Not only is it just money figures it’s the idea that these middle class students are going to college for several years on a promise that if they get that degree they will be able to live comfortably, and due to the current state of economy this is just not true. Larger companies are either misusing or not getting the benefits of the government and therefore there have been job cuts in professional positions that would have served as a landing point for these college degree students ("Occupy Wall Street"). Now that there is no jobs these students are left with tens of thousands of dollars in debt with no way to earn money because they are over qualified for lower positions but do not have the experience to land one of the limited jobs left in the professional white collar business world. Now this is a major topic of dispute because a lot of the country believes that they just need to work hard and stop complaining because that’s what they did and they now live happily, but the truth is they cannot do that. This is why these thousands of individuals are marching on Wall Street to voice their ideas on them and tell them that they their greed and no care for the rest of the nation is what is killing us this very day, and until some sort agreement I made it looks like the protests will not end("Occupy Wall Street").
FBN has made significant investments (property, plant and equipment) on account, thereby getting into financial trouble by owing their creditors quite a bit of money. FBN made too many investments (on account) and their cost of services increased faster than their sales. Yet another indicator of financial woes is the Profitability Analysis. By observing the Return on Assets, we can see that in two years, the ROA declined from 7.5% to 0%. Such a decline (and such a low percentage) indicates that management is not efficient in employing the company’s assets to make a profit.
There are college stopouts due to race gender and not enough money to pay for college. Troubles with the economy have caused college stopouts to occur as well. Higher education, or college is getting more expensive by the years, and is becoming more and more of a pain to pay for. According to the article, “students from low-income backgrounds in particular may find they need to take time off from school to save money or to help their families pay their bills” (Terriquez, Gurantz, Gomez, 2013). With this being said with these students having to focus on their financial issues, it is going to be a struggle for them to afford both their bills and college cost.
In addition to his pay at the bank when he’s promoted to loan officer he would be receiving an additional $3,000 raise. Being stuck in a position where teaching is Luis’ dream job and has wanted this since a sophomore in HS, and being given the opportunity of becoming a banker with many recommendations can be very strenuous to choose from. Luis should make other arrangements and try out banking not only because of the sufficient amount of money he’d be receiving, but also because this may offer him many more opportunities over time. Both teaching and banking offer different salaries and benefits. Teacher’s salaries have a starting rate of about $29,000 a year, but as teachers build up a longer stay with their teaching position their salary starts going up slowly.
In the bad economy of today, tuition rate are increasing constantly. It is difficult for students to find colleges who have tuition rates for full time student under $5,000 per semester. Since UTA uses flat rate, full time students have to pay $4439 per semester which include using every facilities available and 12 to 30 credit hours (“Description of Tuition, Fees and Charges”).This way student who are taking more classes can save a lot of money than student who are taking less classes. UTA also meets the demand for graduate students. The graduation rate shows successful completion of college and gives an idea about quality of the program provided by college.
I disagree with Caroline Bird’s view that not all high school students should get a college education because, as recent research has show, college graduates make a significant amount of more money than non- graduates. Recent studies have shown that someone working in a profession with only a high school degree makes anywhere from fifty -nine to sixty -six thousand dollars less annually than someone with a masters degree from any given college. That proves that although college may not be for everyone, a person still needs to go in order to make any kind of money to live off of. With the cost of living going up rapidly, it will be very hard to get by with only twenty- three thousand dollars each year. I agree that many high school students are not ready to go on to college.
Spending More Money Just To Make Less It should come to no surprise to many Americans that America’s current economic situation is in rough waters. America as a country is in trillions of dollars of debt and a portion of that debt comes from the nation’s collective student loans. According to Ron Lieber from the New York Times the nation’s collective student loan balance hits $1 trillion and continues to rise each year with the rise in student tuition. There needs to be put an end to this inflation in college tuition each year due to the fact that countless students have to pay for their educations. Many students have to take out loans and are going into several thousands of dollars of debt much of which they are not able to pay off
Since year round schooling has one group of students that are on vacation for a week while the rest of school is in secession, it allows for class room space to be used more and a single teacher would Evers # be able to teach more students because of the way that year round schooling is set up. If a school is looked at like a business, the most expensive asset a school can have is the employees. By costing anywhere from $30,000- $150,000 a year, it is important for a business man or a superintendent to realize that if budget cuts are needed that employees should be one of the first places to look. At the same time though, employees that are needed for work to get done cannot get fired. Year round schooling would allow for schools to hire less teachers because
Just four years ago, family savings and income accounted for thirty-six percent of college costs. Unfortunately, because home equity loans are harder to get, many families have to turn to education loans with higher interest rates. While median family income is markedly down, tuition and fees have spiked over the past few years. In fact, public institutions of higher learning have become twice as expensive to attend over the past decade. Meanwhile, to make matters worse, State funding is down twenty-two percent over the same time period.