Risk Management at Agribank Operations Center

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CREDIT RISK MANAGEMENT AT AGRIBANK OPERATIONS CENTER ACKNOWLEDGEMENT At first, I am deeply indebted to my supervisor Dr. Nguyen Thi Hien, Lecturer of Foreign Trade University for her whole-hearted guidance during the whole of the internship and research period. I wish to express my great appreciation to her huge support and responsiveness throughout the research period. Her suggestion and comments were really a great source of spirit to make the report improved significantly. Furthermore, I am also grateful with Mr. Vu Quoc Minh, Head of Credit department of Agribank Operations center, who has been helpful with general advising and supporting from beginning to end of my internship period. Moreover, I also wish to thank to Mr. Ta Dinh Long, Account officer of Credit department of Agribank Operations Center for his significant guidance and supporting throughout the internship period. Finally, I wish to thank all Credit Department staffs and colleagues for their support during the time I worked and research in the department. Hien Nguyen INTERNSHIP REPORT Page i CREDIT RISK MANAGEMENT AT AGRIBANK OPERATIONS CENTER TABLE OF CONTENT A – ABTRACT ..................................................................................................... 5 B - LIST OF ABBREVIATIONS ........................................................................ 6 C - LIST OF FIGURES AND TABLES .............................................................. 7 D - CONTENT ...................................................................................................... 8 I – THEORETICAL FRAMEWORK ON CREDIT AND CREDIT RISK IN COMMERCIAL BANK INDUSTRY…………………………………………………. 8 1. Credit of commercial bank ..................................................................................................... 8 1.1. Definition

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