Rising Cost 1 The Rising Cost of Health Care Ashley Wood HCA 305 Dr. Trevisan February 11, 2012 Rising Cost 2 Along with everything else these days health care cost is contantly rising. This problem is reemerging as a national issue. "Unfortunaetly cost are rising as the economy sputters, the federal surplus dwindles, and the nation is focused on war agaonst terroism and its ripple effects here at home" (Altman). Some wonder will we ever get a handle on health care cost? This propsal will describe the nature of the issue, trace the history of the development, describe what has and hasn't been addressed along with waht the government should and is doing to help.
The firm recently purchased new equipment due to a fire which destroyed their previous equipment. The new equipment has increased their production capability making this new expansion possible. KEY ISSUES: There are a multitude of key issued used in the NPV calculation and decision to accept the project. Issue 1: Risk - Declining profit margins - Negative affect from A/R and A/P - Lander distributors not as creditworthy as current market - Eastern distributors and retailers lack of collateral to secure bank loans - Essentially financing distributors and retailers in the east - Capital expenditures and debt are increasing simultaneously - - lack of debt repayment structure - future liquidity may decline - pays dividends/ plans to increase them • Issue 2 Risk Free Rate - Rate: 8.25% - Calculated: page 3 footnote • Issue 3: Cost of Debt - 11% - Calculated: page 3, paragraph 3 • Issue 4: Beta - Beta 1.45 - Calculated: - unlevered industry beta 0.88 (yahoo finance) - applied BB’s debt to equity ratio to 0.88 (unlev industry beta) - Calculated firms beta using formula {levered beta = unlev beta * (1+[1-T]*[D / E]) • Issue 5: Cost of Equity - CoE ___% - Calculated: - CapM - Real German historical Rp of *-0.8%* during 1989 to 2014 - used DAX’s annual historical return • Issue 6: WACC - WACC ___% • Issue 7: Firms Growth Rate - BB perpetual growth rate at 2.45% -Calculated: - used Germany’s historical
2.2- Different influences that have affected US Airlines, using the STEEP heading of Sociological, Technological, Economic, Environmental and Political factors Sociological factors- One of the main factors for air travellers to change their social attitude towards flying was the September 11th 2001 terrorist attack Technological factors- The global use of the Internet and the ability to compare prices online, has affected US Airlines. As well as low cost airlines offering online, cheaper prices if bought tickets well in advance. Economic factors- The possible increase in oil prices due to a likely prospect of a war with Iraq, would mean that US Airways would not be able to survive with the continuing decrease in passengers and still
The 21st century was accompanied by an exciting and dramatic technological revolution. We live in a media saturated, globalised, complex and diverse society where our students face many environmental and social challenges such as global warming, overpopulation, poverty and famine. New technology has provided unlimited possibilities for new developments and discoveries in communication, health, environmental stability and restoration, medical advances and space exploration. 21st century education needs to have a curriculum and pedagogy that allows students access to new possibilities and an understanding of how to solve these problems. Skills, learnt through an integrated, interdisciplinary and project based curriculum, include being able to
The economy is considered to be very unstable at the current time, and it is the duty of the United States government to do everything in their power to once again stabilize the once booming economy for the sake of the entire country and its citizens. Current Unemployment Rate Currently unemployment rates in the United Sates are a less than desirable 7.9%. Although, this number has decreased by 2.1% from its peak in recent years, it is still believed that there is a long way to go. Prior to the recession unemployment rates fluctuated between 4% and 6% (www.bls.gov, 2012). This increase in the unemployment rate is having considerable impacts on the economy.
American’s can’t “pinpoint any lasting way in which the stunning attacks brought Americans together, strengthened our national character, made us more willing to sacrifice or even changed the daily routine for most citizens of the United States”. The shaky economy is still present today, the United States’ GDP accounted for about 23 present of the world’s outputs. Today that has gone to about 19 present. The nation is in debt, 5.8 billion in 2001 and now over 15 trillion in 2011 which is about 100 present GDP. People wanted a memorial for 9/11 but this will cost the country more money and that fact that it will put them even more under isn’t helping either.
The year two-thousand and one was a time of new beginnings. We all, as Americans, had entered the new millennium with great expectations. The previous year, two-thousand, the United States feared the unthinkable with the age of the infamous personal computer also known as the "Information Age or the Digital Age" taking flight. Everyone around the world was buying into this commodity that could achieve a great amount of work, in so many ways from businesses, educational institutions, to many American families owning their own personal computer. "The great Y2K scare is what it was called.
Good morning. As each week is faced, it becomes increasingly more difficult to walk outside and see the myriad of problems that lye before our great nation. Quality jobs are continuing to diminish; family income is not keeping up to inflation. The American job loss now approaches levels not seen since the Great Depression of the 1930’s and exceeds that found during September 11th 2001. Consequently, there is less money flowing into our economy causing it to slow.
The ratio of retired people to workers is expected to dramatically increase in the coming decades, which would result in significant changes in the Security System of America’s retirement money. Immigrants, with their children and younger relatives, will introduce a younger workforce, which can slow down the increase of this very important
The Census Bureau predicts the U.S. population will reach 397 million in 2050, which is a bad sign. People have been expecting the decline of increasing population. The second effect is to the U.S. economy, 31% of adults who are immigrants have not completed high-school. There are more and more people are now unemployed, which makes the U.S. economy goes down. The third effect is to environment, increasing population rapidly has a negative-effect on environment, including: water, air, land, etc...