Patient Protection and Affordable Care Act 2010
Policy and Mandates of the Patient Protection and Affordability Act 2010
The Patient Protection and Affordable Care Act (PPACA) of 2010, signed into law to provide affordable, quality health care for all Americans and reduce the growth in health care spending (United States House of Representatives, 2009). Descriptions of the process and development of the PPACA will be discussed along with who is involved and their prospective roles. Discussion of the PPACA policy’s or mandate’s impact on health care delivery, providers, and consumers. One of the mandates is the change in private health insurance coverage and practices. New requirements are designed to expand coverage and be accessible to more individuals and prevent individuals from losing insurance coverage. The requirements will be phased in over time.
PPACA Development and Process
Early in the spring of 2009 a group of bipartisan senators started working together to come to a census on health care reform. The senators assessed there may be a possibility of a successful bipartisan bill. Three former Senate Majority Leaders Howard K. Baker (R. Tenn.), and Tom Daschle (D. S.D.), released the outlines of a health care reform proposal in June 2009, under the auspices of the Bipartisan Policy Center (BPC) (Hayes, 2011). The proposal includes many of the same provisions enacted in the PPACA. This includes insurance market reforms. The Senators are seeking to reform unfair insurance practices including exclusion for pre-existing conditions and excessive premium variations depending on an enrollee’s health status (Baker, 2009).
In the Senate two committees have jurisdiction over health care legislation. The Senate Finance Committee, chair...