McBride Financial: Risk Assessment, Analysis and Mitigation for Boise Office Location CMGT 442 April 3, 2013 McBride Financial: Risks and Mitigation Smith Consulting recently conducted an information technology requirements interview with Hugh McBride of McBride Financial so the technology requirements could be recorded for creation of a project plan. During the interview it was revealed that McBride Financial has a headquarters in Boise, Idaho and is looking to expand their branches into South Dakota, North Dakota, Wyoming and Montana. Since the home office is located in Boise, Smith consulting will be focusing on the risks associated with that office location and the mitigation of those risks. Hugh McBride envisions McBride Financial
Business Problem-Solving Case: Citizens National Bank Searches for a System Solution Case Study Questions 1. What was the initial problem that Mark Singleton was trying to solve at Citizens National? How well did he apply the four steps of problem solving? A major part of Citizen National’s strategy for continuing growth was to implement customer relationship management (CRM) software. The CRM strategy targeted the bank’s two main contact points with customers: the bank’s call center and its sales force.
Section 1 — Case study 1 — Andrew and Stephanie Wilson Background Andrew and Stephanie Wilson are a young couple about to buy their first home. They have been married for five years and during that time have rented an apartment while saving for their own home. They have been looking at properties for the last month and one has really caught their eye, although the kitchen and bathroom could do with a little work. They had planned on shopping around the various lenders themselves to find the most appropriate loan for their needs, but as they both work, they have little time to do the research necessary. And, as they both admit, they have limited knowledge of the loan products available and might have difficulty in evaluating the options.
Financial Statement Analysis ACC205 Principles of Accounting l December 1, 2014 Financial Statement Analysis This paper will attempt to analyze the financial statements of the public company, Kroger Company. As with any financial statement analysis, this author will analyze the past and present financial standings and trends of the company to try to estimate the future financial health of the Kroger Company. The writer will prepare and evaluate several accounting tools, in regard to financial records for Kroger Company in an attempt to give an educated recommendation to possible future shareholders, investors or lending organizations. We will learn about the positives and negatives of the financial health of the Kroger Company.
My Union Plus Mortgage I received a mortgage for my first home from Union Plus. It was a painless and easy application and my closing was everything that I could have hoped for. I have been a union member for five years now looked forward to home ownership. Unfortunately when I went looking for mortgages, there was a financial crisis affecting the nation. My credit was good and clean yet, had trouble getting a mortgage.
Ratio Analysis Memo ACC 291 Ratio Analysis Memo This assignment required the members of Team D to choose a virtual organization to prepare a memo to the CEO of said company discussing the finding of our ratio calculations and to submit a horizontal and vertical analysis for both the balance sheet and income statement. Team D chose Berry's Bug Blasters as our virtual company. We chose use the financial statements from the year 2005 through 2008 for this comparison. The ratio calculations we will show are liquidity, profitability, and solvency. LIQUIDITY RATIOS Current Ratio (Current Assets/Current Liabilities) 2008 $1,836,770.12/$306,805.71 = 5.986 Ratio = 5.99:1 2007 $1,308,685.20/$366,786.29 = 3.567 Ratio = 3.57:1 2006 $313,556.46/$180,107.60 = 1.7409 Ratio = 1.74:1 Acid Test (Quick Ratio) (Cash + Short Term Receivables + Receivables (Net)/Current Liabilities) 2008 $818,440.68+$812,395.13/$306,805.71 = 5.315 Ratio = 5.32:1 2007 $291,703.44+$811,047.45/$366,786.29 = 3.006 Ratio = 3.01:1 2006 $32,901.07+$198,281.67/$180,107.60 = 1.283 Ratio = 1.28:1 Receivable Turnover (Net Credit Sales/Average Net Receivables) 2008 $3,249,580.53/ ($812,395.13+$811,047.45/2) $3,249,580.53/$811,721.29 = 4.003 = 4.0% 2007 $3,893,027.78/ ($811,047.45+$198,281.67/2) $3,893,027.78/$504,664.56 = 7.714 = 7.7% 2006 $1,903,504.00/ ($198,281.67+$36,595.21/2) $1,903,504.00/$117,438.44 = 16.208 = 16.2% Inventory Turnover (Cost of Goods Sold/Average Inventory) 2008 $3,249,580.53/ ($205,934.30+$205,934.30/2) $3,249,580.53/$205,934.30 = 15.779 = 15.8% 2007 $3,893,027.78/ ($205,934.30+$82,373.72/2) $3,893,027.78/$144,154.01 = 27.006 = 27.0% 2006 $1,903,504.00/ ($82,373.72+$20,593.43/2) $1,903,504.00/$51,483.58 = 36.973 = 37.0% PROFITABILITY RATIOS Profit Margins (Net Income/Net Sales)
University of Houston Victoria | International Management | Term Essay | | Adrian M. Flores 1094757 | 4/13/2012 | Table of Content 1. Background 2. Critically evaluate Hofstede’s culture theory, such as its assumption, pro and cons, limits, 3. and possible improvement Hofsted’s Culture Theory The essential theory that Hofsted was attempting to reach was an understanding of the dimensions of the effect of a society’s culture and the effect it would have on its members. Geert Hofstede analyzed the outcome of over 117,000 surveys given to various employees of the IBM Corporation during the late 60’s and early 70’s. It was one of the first theories that could be quantified and helped in the understanding the differences between various cultures.
Executive Summary For the given assignment, the researcher was required to choose one of the proposed 3 articles with the main topics and do the research on it based on a particular company or organization. The article selected by the researcher was: Le Merle M (2011). “How to prepare for a Black Swan” Strategy-Business August 2011. First of all, the researcher had to evaluate the nature of the raised strategic issue (in the given case, Black Swan Theory). In this report there has been made the general research about the theory of Black Swan events.
Community involvement is very important. The best thing a person can donate is their time. It is every individual’s responsibility to help others in their community and beyond. For the past four years, I have gained experience through serving breakfast to the homeless at St. Andrew’s Church on the second Saturday of every month, preparing and teaching for Vacation Bible School, assisting special needs students, and acting as a teacher’s assistance for grade five, and seven classes, as well as grade eight classes. Through my experiences volunteering with children of various ages, as well as at-risk adults in the homeless community, I have discovered my passion for helping others.
He wanted to ensure that all the partners understood and agreed on not only the marketing strategy, but also the management requirements the new venture would impose. Though operational pressures had never really allowed the partners to sit back and think of long-term strategies, they had the benefit of a final year MBA project conducted by a four person team from the Lahore University of Management Sciences. The project had drawn extensively on the insights and experiences of several seasoned knitwear experts including the Pakistan specialist at the Swiss firm, Gherzi, the world's leading Textile industry expert. Tariq felt that the study was worth at least a year of S & T management's time and wanted to capitalise on it. COMPANY BACKGROUND Shahzad Elahi, Nadira Sabahuddin, and Mohammad Ali Tariq (see Appendix 1 for profiles) conceived Styles and Trends as part of their Entrepreneurship course project at LUMS in 1988.